PB Bancorp, Inc.
Financials · Savings Institution, Federally Chartered · MD · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY19 | FY18 | FY17 | FY16 | FY15 | |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $4.3M | $3.1M | $2.3M | $900,000 | $551,000 |
| Total assets | $538.0M | $525.4M | $524.1M | $502.6M | $473.6M |
| Total liabilities | $453.0M | $441.1M | $439.6M | $417.5M | $421.9M |
| Equity | $85.1M | $84.3M | $84.5M | $85.1M | $51.7M |
| EPS (diluted) | $0.60 | $0.43 | $0.31 | $0.12 | $0.07 |
| Shares out. | 7.4M | 7.6M | 7.8M | 7.9M | 7.8M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2019- Operating margin
- —
- Net margin
- —
- Return on equity
- 5.1%
- Return on assets
- 0.8%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 84.2%
- Debt / equity
- 5.32×
- Book value / share
- $11.42
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 37.6%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2019- Accruals / assets
- −0.4%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsMay 1, 2020
- Other material eventApr 28, 2020
- Shareholder voteFeb 11, 2020
- Other material eventJan 3, 2020
- Entered a material agreementOct 23, 2019
- Other material eventOct 22, 2019
- Other material eventOct 4, 2019
- Other material eventJul 5, 2019
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12BPB BANCORP, INC. FORM 15 12BMay 11, 2020
- 8-KPB BANCORP, INC. FORM 8-KMay 1, 2020
- S-8 POSPB BANCORP, INC. FORM S-8 POSMay 1, 2020
- 25-NSEApr 30, 2020
- 25-NSEApr 30, 2020
- 8-KPB BANCORP, INC. FORM 8-KApr 28, 2020
- SC 13G/AFeb 14, 2020
- 10-QFORM 10-QFeb 12, 2020
- 8-KFORM 8-KFeb 11, 2020
- SC 13G/AFeb 7, 2020
- SC 13G/ASCHEDULE 13G (AMENDMENT NO. 3)Jan 30, 2020
- 8-KFORM 8-KJan 3, 2020
- DEFM14AJan 3, 2020
- PREM14ADec 9, 2019
- 10-QFORM 10-QNov 12, 2019
Event-driven situations (1)
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