BorrowMoney.com, Inc.
Industrials · Services-Business Services, NEC · FL · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | |
|---|---|---|---|---|---|---|
| Revenue | — | $24,930 | $3,000 | $2,148 | — | — |
| Operating income | −$64,126 | −$98,172 | −$152,923 | −$106,257 | −$134,409 | −$90,940 |
| Net income | −$94,459 | −$741,474 | −$195,785 | −$143,489 | −$151,870 | −$100,602 |
| Total assets | $55,798 | $4,025 | $9,316 | $7,792 | $7,647 | $9,132 |
| Total liabilities | $828,175 | $681,943 | $635,302 | $597,993 | $460,359 | $359,924 |
| Equity | −$772,377 | −$677,918 | −$625,986 | −$590,201 | −$452,712 | −$350,792 |
| EPS (diluted) | $-0.00 | $-0.01 | $0.00 | — | — | — |
| Shares out. | 87.3M | 87.3M | 87.3M | 109.2M | 21.8M | 21.8M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2023- Operating margin
- —
- Net margin
- —
- Return on equity
- 12.2%
- Return on assets
- −169.3%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 1484.2%
- Debt / equity
- —
- Book value / share
- $-0.01
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2023- Altman Z″ (distress)
- -209.12distress
- Accruals / assets
- −52.4%clean
- Piotroski F-Score
- 5/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 3 severe● 2 warning● 1 good- Negative shareholder equity
- Altman Z″ in the distress zone
- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Negative operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗Apr 12, 2024
- NT 10-Kmissed a reporting deadline ↗Nov 30, 2023
- NT 10-Kmissed a reporting deadline ↗Nov 29, 2021
- NT 10-Qmissed a reporting deadline ↗Jul 14, 2021
- NT 10-Qmissed a reporting deadline ↗Apr 16, 2021
- NT 10-Qmissed a reporting deadline ↗Feb 2, 2021
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Material events
SEC Form 8-K · most recent- Changed auditor · Prior financials not reliable (restatement)Apr 29, 2024
- Other material eventJun 28, 2023
- Changed auditorMar 22, 2023
- Other material eventDec 15, 2022
- Director / officer changeDec 1, 2022
- Director / officer changeDec 29, 2021
- Director / officer changeApr 21, 2021
- Prior financials not reliable (restatement)Apr 13, 2021
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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