FVCBankcorp, Inc.
FVCBOther · Accelerated filer<br>Smaller reporting company · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $1.8M | $1.6M | $1.5M | $1.4M | $1.6M | — |
| Operating income | — | — | — | — | — | — |
| Net income | $22.1M | $15.1M | $3.8M | $25.0M | $21.9M | $15.5M |
| Total assets | $2.29B | $2.20B | $2.19B | $2.34B | $2.20B | $1.82B |
| Total liabilities | $2.04B | $1.96B | $1.97B | $2.14B | $1.99B | $1.63B |
| Equity | $253.6M | $235.4M | $217.1M | $202.4M | $209.8M | $189.5M |
| EPS (diluted) | $1.21 | $0.82 | $0.21 | $1.35 | $1.20 | $1.10 |
| Shares out. | 18.4M | 17.9M | 17.7M | 13.9M | 13.6M | 13.5M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- 1238.5%
- Return on equity
- 8.7%
- Return on assets
- 1.0%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 88.9%
- Debt / equity
- 8.04×
- Book value / share
- $13.80
- Revenue growth (YoY)
- 13.9%
- Net income growth (YoY)
- 46.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −0.1%clean
- Piotroski F-Score
- 6/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 severe● 1 warning● 3 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Kmissed a reporting deadline ↗Mar 17, 2020
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Alliancebernstein L.P.Passive (13G)May 18, 2026
- Fourthstone LlcPassive (13G)May 15, 2026
- Blackrock, Inc.Passive (13G)Oct 17, 2025
- Fj Capital Management LlcPassive (13G)Aug 13, 2025
- Vanguard Group IncPassive (13G)Apr 30, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 141,031 | 1.0 | +26.8% |
| Apr 30, 2026 | 111,263 | 1.0 | +21.2% |
| Apr 15, 2026 | 91,818 | 1.0 | -9.8% |
| Mar 31, 2026 | 101,812 | 1.6 | +7.9% |
| Mar 13, 2026 | 94,371 | 1.8 | +47.2% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Shareholder voteMay 21, 2026
- Regulation FD disclosureMay 5, 2026
- Results of operations · Other material eventApr 21, 2026
- Other material eventMar 20, 2026
- Entered a material agreement · New financial obligation · Regulation FD disclosure · Other material eventFeb 12, 2026
- Results of operationsJan 20, 2026
- Regulation FD disclosureNov 10, 2025
- Results of operations · Other material eventOct 21, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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