Event-Driven Stocks

Cottonwood Communities, Inc.

Real Estate · Real Estate Investment Trusts · MD · SEC filings ↗ · Compare ⊕

Signs● 2 good● 4 warningdetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue$153.9M$158.5M$154.4M$138.3M$83.2M$11.3M
Operating income$2.2M−$3.0M−$3.4M−$29.0M−$89.3M−$7.4M
Net income−$4.8M−$11.0M−$23.2M−$15.6M−$106.9M−$8.6M
Total assets$2.19B$1.94B$1.96B$1.96B$1.69B$204.8M
Total liabilities$1.57B$1.50B$1.49B$1.35B$1.15B$102.7M
Equity$282.8M$230.8M$218.9M$304.9M$179.1M$102.1M
EPS (diluted)$-0.40$-0.42$-0.68$-0.53$-2.49$-0.79
Shares out.29.3M31.2M31.6M35.3M23.6M12.2M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
1.4%
Net margin
−3.1%
Return on equity
−1.7%
Return on assets
−0.2%
Return on capital (ROCE)
—
Liabilities / assets
71.5%
Debt / equity
5.54×
Book value / share
$9.67
Revenue growth (YoY)
−2.9%
Net income growth (YoY)
—

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Accruals / assets
0.7%clean
Piotroski F-Score
4/8mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
28
/ 100
Profitability 25Growth 0Catalyst 33Earnings quality 33Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →

Signs

● 4 warning● 2 good
  • Reported a net loss
  • Revenue declined year-over-year
  • High leverage (liabilities > 70% of assets)
  • Negative operating cash flow
  • Operating margin is positive
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Insider transactions

SEC Form 4 · most recent
2 acquisitions0 disposalsnet +57,851.24 shares · last 2
InsiderDateTypeSharesPrice
Shaeffer DanielOfficer — Chief Executive OfficerJan 2, 2026Grant49,586.777$9.07
Cassinis Enzio A.Officer — PresidentJan 2, 2026Grant8,264.463$9.07

Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)

Spot an error in this record? Report it. Every correction is verified against the source filing before we change anything.