Tri-County Financial Group, Inc.
TYFGOTCFinancials · State Commercial Banks · DE · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | |
|---|---|---|
| Revenue | $17.2M | $15.6M |
| Operating income | — | — |
| Net income | $13.7M | $10.4M |
| Total assets | $1.60B | $1.54B |
| Total liabilities | $1.44B | $1.40B |
| Equity | $157.8M | $143.2M |
| EPS (diluted) | $5.67 | $4.28 |
| Shares out. | 2.4M | 2.4M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- 79.3%
- Return on equity
- 8.7%
- Return on assets
- 0.9%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 90.1%
- Debt / equity
- 9.11×
- Book value / share
- $66.43
- Revenue growth (YoY)
- 10.2%
- Net income growth (YoY)
- 31.0%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- 0.2%clean
- Piotroski F-Score
- 6/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 3 good- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 32 | 1.2 | 0.0% |
| Apr 30, 2026 | 32 | 1.0 | +100.0% |
| Oct 31, 2025 | 64 | 1.0 | +100.0% |
| Mar 31, 2025 | 16 | 1.0 | 0.0% |
| Mar 14, 2025 | 16 | 5.3 | +60.0% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Shareholder voteApr 20, 2026
- Director / officer changeJan 5, 2026
- Director / officer changeOct 31, 2025
- Results of operationsOct 29, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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