CCF Holdings LLC
Financials · Finance Services · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY19 | FY18 | FY17 | |
|---|---|---|---|
| Revenue | $334.9M | $327.3M | $364.1M |
| Operating income | $69.2M | $87.3M | $59.8M |
| Net income | −$52.8M | −$51.3M | −$180.9M |
| Total assets | $246.8M | $237.2M | — |
| Total liabilities | $273.1M | $228.1M | — |
| Equity | — | −$256.4M | −$205.2M |
| EPS (diluted) | — | — | — |
| Shares out. | 992,857 | — | — |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2019- Operating margin
- 20.7%
- Net margin
- −15.8%
- Return on equity
- —
- Return on assets
- −21.4%
- Return on capital (ROCE)
- 36.6%
- Liabilities / assets
- 110.6%
- Debt / equity
- —
- Book value / share
- —
- Revenue growth (YoY)
- 2.3%
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2019- Accruals / assets
- −64.6%clean
- Piotroski F-Score
- 3/8weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 2 warning● 4 good- Reported a net loss
- High leverage (liabilities > 70% of assets)
- Operating margin is positive
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Entered a material agreement · Unregistered equity sale · Modified shareholder rights · Other material eventMar 30, 2021
- Regulation FD disclosure · Other material eventMar 5, 2021
- Other material eventFeb 5, 2021
- Other material eventNov 23, 2020
- Regulation FD disclosureAug 21, 2020
- Changed auditorJul 20, 2020
- Changed auditor · Prior financials not reliable (restatement)Jun 11, 2020
- Regulation FD disclosureMay 27, 2020
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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