First Seacoast Bancorp
Financials · Savings Institution, Federally Chartered · X1 · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY22 | FY21 | FY20 | FY19 | FY18 | |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | −$565,000 | $2.6M | $1.1M | $178,000 | $1.1M |
| Total assets | $537.4M | $487.1M | $443.1M | $409.5M | $387.1M |
| Total liabilities | $488.1M | $426.6M | $384.2M | $352.4M | $354.4M |
| Equity | $49.3M | $60.5M | $58.9M | $57.1M | $32.7M |
| EPS (diluted) | $-0.10 | $0.45 | $0.18 | $-0.13 | — |
| Shares out. | 6.1M | 6.0M | 6.1M | 6.1M | 0 |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2022- Operating margin
- —
- Net margin
- —
- Return on equity
- −1.1%
- Return on assets
- −0.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 90.8%
- Debt / equity
- 9.89×
- Book value / share
- $8.08
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −121.6%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2022- Accruals / assets
- −0.3%clean
- Piotroski F-Score
- 2/6weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Other material eventJan 13, 2023
- Other material eventJan 10, 2023
- Shareholder vote · Other material eventDec 30, 2022
- Other material eventDec 22, 2022
- Other material eventNov 21, 2022
- Other material eventNov 18, 2022
- Regulation FD disclosure · Other material eventAug 16, 2022
- Shareholder voteJun 1, 2022
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 10-KMar 24, 2023
- SC 13D/AFIRST SEACOAST BANCORP, MHC SCHEDULE 13D (AMENDMENT NO. 1) JANUARY 19, 2023Jan 20, 2023
- 15-12GFIRST SEACOAST BANCORP FORM 15 JANUARY 20, 2023Jan 20, 2023
- 8-KFIRST SEACOAST BANCORP FORM 8-K JANUARY 13, 2023Jan 13, 2023
- 425Jan 10, 2023
- 8-KJan 10, 2023
- 425Dec 30, 2022
- 8-KDec 30, 2022
- 425Dec 22, 2022
- 8-KDec 22, 2022
- DEFM14ANov 21, 2022
- 425Nov 21, 2022
- 8-KNov 21, 2022
- 8-KNov 18, 2022
- 10-QNov 14, 2022
Event-driven situations (1)
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