BILL Holdings, Inc.
BILLNYSETechnology · Services-Prepackaged Software · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $1.46B | $1.29B | $1.06B | $642.0M | $238.3M | $157.6M |
| Operating income | −$80.6M | −$174.2M | −$295.8M | −$316.8M | −$114.0M | −$34.2M |
| Net income | $23.8M | −$28.9M | −$223.7M | −$326.4M | −$98.7M | −$31.1M |
| Total assets | $10.06B | $9.18B | $9.64B | $9.26B | $5.97B | $2.40B |
| Total liabilities | $6.15B | $5.04B | $5.55B | $5.21B | $3.44B | $1.69B |
| Equity | $3.91B | $4.13B | $4.09B | $4.04B | $2.53B | $710.7M |
| EPS (diluted) | $-0.07 | $-0.27 | $-2.11 | $-3.21 | $-1.19 | $-0.70 |
| Shares out. | 101.6M | 106.7M | 106.6M | 104.8M | 94.8M | 80.2M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- −5.5%
- Net margin
- 1.6%
- Return on equity
- 0.6%
- Return on assets
- 0.2%
- Return on capital (ROCE)
- −1.5%
- Liabilities / assets
- 61.1%
- Debt / equity
- 1.57×
- Book value / share
- $38.51
- Revenue growth (YoY)
- 13.4%
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Altman Z″ (distress)
- 1.85grey zone
- Accruals / assets
- −3.2%clean
- Beneish M-Score
- -2.55normal
- Piotroski F-Score
- 8/9strong
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 2 warning● 3 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- Operating losses (negative operating margin)
- Altman Z″ in the grey zone
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗May 11, 2023
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 13.0M | 4.3 | -2.0% |
| Apr 30, 2026 | 13.2M | 9.6 | -2.3% |
| Apr 15, 2026 | 13.6M | 7.2 | +5.1% |
| Mar 31, 2026 | 12.9M | 5.8 | +18.7% |
| Mar 13, 2026 | 10.9M | 6.1 | -4.5% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Director / officer change · Regulation FD disclosureMay 26, 2026
- Results of operations · Costs from exit or disposal · Regulation FD disclosureMay 7, 2026
- Director / officer changeMar 16, 2026
- Results of operationsFeb 5, 2026
- Director / officer changeJan 26, 2026
- Director / officer changeDec 16, 2025
- Shareholder voteDec 11, 2025
- Results of operationsNov 6, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.