Ethos Technologies Inc.
LIFENasdaqFinancials · Insurance Agents, Brokers & Service · DE · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | |
|---|---|---|
| Revenue | $387.6M | $254.9M |
| Operating income | $72.9M | $48.7M |
| Net income | $71.2M | $48.8M |
| Total assets | $515.3M | $395.9M |
| Total liabilities | $135.5M | $99.0M |
| Equity | −$24.1M | −$107.2M |
| EPS (diluted) | $1.22 | $0.85 |
| Shares out. | 16.6M | 16.0M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- 18.8%
- Net margin
- 18.4%
- Return on equity
- −295.0%
- Return on assets
- 13.8%
- Return on capital (ROCE)
- 18.1%
- Liabilities / assets
- 26.3%
- Debt / equity
- —
- Book value / share
- $-1.45
- Revenue growth (YoY)
- 52.0%
- Net income growth (YoY)
- 45.7%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Altman Z″ (distress)
- 1.80grey zone
- Accruals / assets
- 6.8%moderate
- Beneish M-Score
- -1.96normal
- Piotroski F-Score
- 4/9mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 severe● 1 warning● 4 good- Negative shareholder equity
- Altman Z″ in the grey zone
- Operating margin is positive
- Revenue is growing year-over-year
- Conservative leverage (liabilities < 50% of assets)
- Positive operating cash flow
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Colis Peter GeorgePassive (13G)May 15, 2026
- Wang LingkePassive (13G)May 15, 2026
- T. Rowe Price Investment Management, Inc.Passive (13G)May 15, 2026
- Softbank Group Corp.Passive (13G)May 15, 2026
- Sc Us (Ttgp), Ltd.Passive (13G)May 15, 2026
- Accel Growth Fund Iv L.P.Passive (13G)May 8, 2026
- Gv 2019, L.P.Passive (13G)May 1, 2026
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Wang LingkeOfficer — President | May 15, 2026 | Sell | 39,495 | $21.99 |
| Colis Peter GeorgeOfficer — CEO and Secretary | May 15, 2026 | Sell | 54,890 | $22.00 |
| Capozzi Christopher M.Officer — Chief Financial Officer | Apr 28, 2026 | Grant | 80,287 | $0.00 |
| Kucharski Brandt WalterOfficer — Chief Accounting Officer | Apr 28, 2026 | Grant | 56,769 | $0.00 |
| Gv 2019 Gp, L.L.C.10% owner | May 14, 2026 | J | 60,077 | $0.00 |
| Softbank Group Corp.10% owner | Jan 30, 2026 | Conversion | 2.7M | — |
| Accel Growth Fund Iv L.P.10% owner | Jan 30, 2026 | Conversion | 6.8M | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 1.2M | 1.4 | -37.8% |
| Apr 30, 2026 | 1.9M | 5.1 | -6.6% |
| Apr 15, 2026 | 2.0M | 4.5 | -10.0% |
| Mar 31, 2026 | 2.3M | 3.8 | +197.8% |
| Mar 13, 2026 | 759,157 | 1.8 | +72.4% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Results of operationsMay 6, 2026
- Results of operationsFeb 25, 2026
- Entered a material agreement · Amended charter or bylawsFeb 2, 2026
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 4May 19, 2026
- 4May 19, 2026
- 4May 19, 2026
- 4May 19, 2026
- 4May 18, 2026
- SCHEDULE 13GMay 15, 2026
- 144May 15, 2026
- 144May 15, 2026
- 144May 15, 2026
- 144May 15, 2026
- 144May 15, 2026
- 144May 15, 2026
- SCHEDULE 13GMay 15, 2026
- SCHEDULE 13GMay 15, 2026
- SCHEDULE 13GMay 15, 2026
Event-driven situations (1)
Spot an error in this record? Report it. Every correction is verified against the source filing before we change anything.