Event-Driven Stocks

Trean Insurance Group, Inc.

Financials · Fire, Marine & Casualty Insurance · DE · SEC filings ↗ · Compare ⊕

Signs2 good3 warningdetails ↓

Financials

SEC XBRL · annual
 FY22FY21FY20FY19FY18
Revenue$8.2M$10.2M$12.1M$9.1M$7.8M
Operating income
Net income−$66.0M$19.3M$88.5M$28.1M$19.5M
Total assets$1.58B$1.50B$1.37B$919.0M
Total liabilities$1.27B$1.08B$959.7M$772.3M
Equity$315.0M$421.9M$410.1M$141.6M
EPS (diluted)$-1.29$0.38$2.02$0.75$0.52
Shares out.51.2M51.1M51.1M037.4M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2022
Operating margin
Net margin
−799.8%
Return on equity
−20.9%
Return on assets
−4.2%
Return on capital (ROCE)
Liabilities / assets
80.1%
Debt / equity
4.02×
Book value / share
$6.16
Revenue growth (YoY)
−19.5%
Net income growth (YoY)
−441.2%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2022
Accruals / assets
11.1%clean
Piotroski F-Score
2/7weak

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
37
/ 100
Profitability 0Growth 0Catalyst 33Earnings quality 100Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

3 warning2 good
  • Reported a net loss
  • Revenue declined year-over-year
  • High leverage (liabilities > 70% of assets)
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (2)

Spot an error in this record? Report it. Every correction is verified against the source filing before we change anything.