MONEYLION INC.
Financials · Finance Services · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|
| Revenue | $533.0M | $411.2M | $330.6M | $32.4M | $26.0M |
| Operating income | $26.6M | −$5.3M | −$98.7M | −$73.4M | −$616,065 |
| Net income | $9.1M | −$45.2M | −$189.1M | −$164.9M | −$41.6M |
| Total assets | $518.6M | $515.3M | $596.3M | $491.5M | $123.6M |
| Total liabilities | $227.6M | $258.0M | $324.0M | $258.3M | $92.2M |
| Equity | $290.9M | $257.2M | $99.2M | −$328.6M | −$263.2M |
| EPS (diluted) | $0.76 | $-4.63 | $-24.32 | $-1.44 | — |
| Shares out. | 10.5M | 260.0M | 230.8M | 97.2M | — |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2024- Operating margin
- 5.0%
- Net margin
- 1.7%
- Return on equity
- 3.1%
- Return on assets
- 1.8%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 43.9%
- Debt / equity
- 0.78×
- Book value / share
- $27.66
- Revenue growth (YoY)
- 29.6%
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2024- Accruals / assets
- −37.0%clean
- Piotroski F-Score
- 8/8strong
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 5 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- Operating margin is positive
- Revenue is growing year-over-year
- Conservative leverage (liabilities < 50% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗May 18, 2021
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Edison Partners Viii, LpActivist (13D)Apr 21, 2025
- Stepstone Group LpPassive (13G)Apr 21, 2025
- Fintech Collective Management LlcPassive (13G)Jan 8, 2025
- Choubey DiwakarActivist (13D)Dec 18, 2024
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Material events
SEC Form 8-K · most recent- Terminated a material agreement · Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylaws · Other material eventApr 17, 2025
- Shareholder vote · Other material eventApr 10, 2025
- Other material eventApr 3, 2025
- Results of operationsFeb 25, 2025
- Entered a material agreementDec 11, 2024
- Regulation FD disclosureDec 10, 2024
- Entered a material agreement · Terminated a material agreement · New financial obligationNov 25, 2024
- Entered a material agreement · Terminated a material agreement · New financial obligationNov 25, 2024
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (3)
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