Eastern Bankshares, Inc.
EBCNasdaqFinancials · Savings Institution, Federally Chartered · MA · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $134.1M | $112.6M | $76.9M | $77.3M | $69.4M | $154.7M |
| Operating income | — | — | — | — | — | — |
| Net income | $88.2M | $119.6M | $232.2M | $199.8M | $154.7M | $22.7M |
| Total assets | $30.59B | $25.56B | $21.13B | $22.65B | $23.51B | $15.96B |
| Total liabilities | $26.25B | $21.95B | $18.16B | $20.18B | $20.11B | $12.54B |
| Equity | $4.34B | $3.61B | $2.97B | $2.47B | $3.41B | $3.43B |
| EPS (diluted) | $0.43 | $0.66 | $1.43 | $1.21 | $0.90 | $0.13 |
| Shares out. | 213.0M | 176.4M | 176.2M | 184.4M | 186.8M | 186.8M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- 65.8%
- Return on equity
- 2.0%
- Return on assets
- 0.3%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 85.8%
- Debt / equity
- 6.05×
- Book value / share
- $20.38
- Revenue growth (YoY)
- 19.1%
- Net income growth (YoY)
- −26.2%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −1.1%clean
- Piotroski F-Score
- 4/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 3 good- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Fmr LlcPassive (13G)May 6, 2026
- Vanguard Group IncPassive (13G)Mar 26, 2026
- T. Rowe Price Investment Management, Inc.Passive (13G)Feb 17, 2026
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 8.3M | 5.5 | +11.2% |
| Apr 30, 2026 | 7.4M | 2.4 | -4.4% |
| Apr 15, 2026 | 7.8M | 4.8 | -6.1% |
| Mar 31, 2026 | 8.3M | 4.2 | +3.6% |
| Mar 13, 2026 | 8.0M | 3.8 | +11.8% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Shareholder voteMay 19, 2026
- Results of operations · Regulation FD disclosureApr 23, 2026
- Results of operations · Regulation FD disclosureJan 22, 2026
- Completed an acquisition or disposition · Director / officer change · Regulation FD disclosureNov 3, 2025
- Other material eventOct 28, 2025
- Results of operations · Regulation FD disclosureOct 23, 2025
- Other material eventOct 16, 2025
- Other material eventSep 26, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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