Reliance Global Group, Inc.
EZRANasdaqFinancials · Insurance Agents, Brokers & Service · FL · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $12.4M | $14.1M | $13.7M | $11.8M | $9.7M | $7.3M |
| Operating income | −$9.0M | −$7.7M | −$13.9M | −$6.6M | −$2.9M | −$3.6M |
| Net income | −$7.0M | −$9.1M | −$12.0M | $6.5M | −$21.1M | −$3.7M |
| Total assets | $13.5M | $17.3M | $23.0M | $38.4M | $27.7M | $18.0M |
| Total liabilities | $7.1M | $14.3M | $15.9M | $29.5M | $53.7M | $18.1M |
| Equity | $6.4M | $3.0M | $7.1M | $8.9M | −$26.1M | −$63,012 |
| EPS (diluted) | $-1.28 | $-9.01 | $-87.70 | $-0.42 | $-31.34 | — |
| Shares out. | 2.9M | 5.7M | 1.6M | 11.3M | 6.4M | 4.2M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- −72.5%
- Net margin
- −56.2%
- Return on equity
- −108.7%
- Return on assets
- −51.6%
- Return on capital (ROCE)
- −80.8%
- Liabilities / assets
- 52.6%
- Debt / equity
- 1.11×
- Book value / share
- $2.24
- Revenue growth (YoY)
- −11.6%
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Altman Z″ (distress)
- -15.86distress
- Accruals / assets
- −28.7%clean
- Piotroski F-Score
- 6/9mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 2 severe● 4 warning● 1 good- Altman Z″ in the distress zone
- Filed a late-filing notice (Form NT) — missed an SEC deadline
- Operating losses (negative operating margin)
- Reported a net loss
- Revenue declined year-over-year
- Negative operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗May 15, 2024
- NT 10-Kmissed a reporting deadline ↗Apr 1, 2024
- NT 10-Qmissed a reporting deadline ↗May 15, 2023
- NT 10-Qmissed a reporting deadline ↗Aug 17, 2021
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Intracoastal Capital, LlcPassive (13G)Feb 2, 2026
- White Lion Capital LlcPassive (13G)Sep 22, 2025
- Spetner Jonathan SPassive (13G)Jul 28, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Beyman EzraOfficer — Chairman and CEO | Mar 26, 2026 | Buy | 300,000 | $0.17 |
| Markovits JoelOfficer — Chief Financial Officer | Mar 24, 2026 | Sell | 127,562 | $0.21 |
| Markovits JoelOfficer — Chief Financial Officer | Sep 3, 2025 | Tax withholding | 6,717 | $0.88 |
| Beyman YaakovOfficer — EXEC VP, INSURANCE DIVISION | Sep 3, 2025 | Tax withholding | 2,181 | $0.88 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 1.2M | 1.0 | +148.5% |
| Apr 30, 2026 | 469,683 | 1.0 | -14.3% |
| Apr 15, 2026 | 548,305 | 1.0 | -62.2% |
| Mar 31, 2026 | 1.5M | 1.0 | +167.8% |
| Mar 13, 2026 | 541,717 | 1.0 | -82.8% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Amended charter or bylaws · Regulation FD disclosureMay 14, 2026
- Shareholder voteMay 7, 2026
- Entered a material agreement · New financial obligation · Regulation FD disclosure · Other material eventMay 4, 2026
- Regulation FD disclosureMar 27, 2026
- Entered a material agreement · Amended charter or bylawsMar 17, 2026
- Director / officer changeMar 2, 2026
- Entered a material agreement · Unregistered equity sale · Regulation FD disclosureFeb 25, 2026
- Entered a material agreement · Unregistered equity sale · Regulation FD disclosureFeb 10, 2026
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (2)
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