Metromile, LLC
Financials · Fire, Marine & Casualty Insurance · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY21 | FY20 | FY19 | |
|---|---|---|---|
| Revenue | $104.9M | $35.1M | — |
| Operating income | −$197.7M | −$44.8M | −$976 |
| Net income | −$216.5M | −$120.1M | −$976 |
| Total assets | $313.4M | $202.2M | $10,315 |
| Total liabilities | $127.0M | $259.2M | $11,439 |
| Equity | $186.4M | −$361.5M | −$243.0M |
| EPS (diluted) | $-1.89 | $-13.51 | — |
| Shares out. | 126.1M | 9.0M | — |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2021- Operating margin
- −188.5%
- Net margin
- −206.4%
- Return on equity
- −116.1%
- Return on assets
- −69.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 40.5%
- Debt / equity
- 0.68×
- Book value / share
- $1.48
- Revenue growth (YoY)
- 199.2%
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2021- Accruals / assets
- −38.7%clean
- Piotroski F-Score
- 3/8weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 3 warning● 3 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- Operating losses (negative operating margin)
- Reported a net loss
- Negative operating cash flow
- Revenue is growing year-over-year
- Conservative leverage (liabilities < 50% of assets)
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗May 18, 2021
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylaws · Other material eventJul 28, 2022
- Other material eventJun 14, 2022
- Results of operationsMay 10, 2022
- Results of operationsFeb 28, 2022
- Shareholder vote · Regulation FD disclosureFeb 2, 2022
- Other material eventJan 21, 2022
- Director / officer changeDec 28, 2021
- Director / officer changeDec 16, 2021
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12GFORM 15-12GAug 8, 2022
- S-8 POSAug 3, 2022
- 4FORM 4 SUBMISSIONAug 1, 2022
- 4Jul 29, 2022
- 4Jul 29, 2022
- 4Jul 29, 2022
- 4Jul 29, 2022
- 4Jul 29, 2022
- 4Jul 29, 2022
- 4Jul 29, 2022
- 25-NSEJul 28, 2022
- 8-KFORM 8-KJul 28, 2022
- 10-Q/AJul 28, 2022
- 10-K/AJul 28, 2022
- 8-KCURRENT REPORTJun 14, 2022
Event-driven situations (2)
Spot an error in this record? Report it. Every correction is verified against the source filing before we change anything.