Enact Holdings, Inc.
ACTNasdaqFinancials · Insurance Agents, Brokers & Service · DE · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $1.24B | $1.20B | $1.15B | $1.10B | $1.12B | $1.11B |
| Operating income | — | — | — | — | — | — |
| Net income | $674.2M | $688.1M | $665.5M | — | $546.7M | $370.4M |
| Total assets | $6.89B | $6.52B | $6.19B | $5.71B | $5.87B | $5.65B |
| Total liabilities | $1.54B | $1.53B | $1.56B | $1.61B | $1.76B | $1.77B |
| Equity | $5.36B | $5.00B | $4.63B | $4.10B | $4.11B | $3.88B |
| EPS (diluted) | $4.52 | $4.37 | $4.11 | $4.31 | $3.36 | $2.27 |
| Shares out. | 151.9M | 159.1M | 162.5M | 162.8M | 162.8M | 162.8M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- 54.6%
- Return on equity
- 12.6%
- Return on assets
- 9.8%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 22.3%
- Debt / equity
- 0.29×
- Book value / share
- $35.26
- Revenue growth (YoY)
- 2.8%
- Net income growth (YoY)
- −2.0%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −0.7%clean
- Piotroski F-Score
- 5/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 4 good- Revenue is growing year-over-year
- Conservative leverage (liabilities < 50% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Genworth Holdings, Inc.Passive (13G)Jan 24, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 3.6M | 10.8 | -5.2% |
| Apr 30, 2026 | 3.8M | 15.2 | +4.6% |
| Apr 15, 2026 | 3.6M | 12.2 | -1.5% |
| Mar 31, 2026 | 3.7M | 12.0 | +10.3% |
| Mar 13, 2026 | 3.3M | 8.8 | +2.8% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Shareholder voteMay 15, 2026
- Results of operationsMay 5, 2026
- Results of operations · Other material eventFeb 3, 2026
- Results of operationsNov 5, 2025
- Entered a material agreement · Terminated a material agreement · New financial obligationOct 1, 2025
- Results of operationsJul 30, 2025
- Shareholder voteMay 19, 2025
- Results of operations · Other material eventApr 30, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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