Finance of America Companies Inc.
FOANYSEFinancials · Mortgage Bankers & Loan Correspondents · DE · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $497.4M | $338.2M | $234.3M | $52.8M | $507.7M | $1.80B |
| Operating income | — | — | — | — | — | — |
| Net income | $45.2M | $15.5M | −$80.1M | −$190.7M | $119.9M | $518.4M |
| Total assets | $30.73B | $29.16B | $27.11B | $20.87B | $20.10B | $19.57B |
| Total liabilities | $30.34B | $28.84B | $26.84B | $20.47B | $20.71B | $18.77B |
| Equity | $395.6M | $315.7M | $272.4M | $404.8M | $1.08B | $628.0M |
| EPS (diluted) | $3.74 | $1.18 | $-9.77 | $-3.12 | $-6.52 | — |
| Shares out. | 26.9M | 23.4M | 8.2M | 60.8M | 190.6M | — |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- 9.1%
- Return on equity
- 11.4%
- Return on assets
- 0.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 98.7%
- Debt / equity
- 76.68×
- Book value / share
- $14.69
- Revenue growth (YoY)
- 47.1%
- Net income growth (YoY)
- 192.1%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- 1.5%clean
- Piotroski F-Score
- 4/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 2 warning● 2 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Negative operating cash flow
- Revenue is growing year-over-year
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗May 15, 2025
- NT 10-Qmissed a reporting deadline ↗May 10, 2023
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Cooperman Leon GPassive (13G)May 13, 2026
- Bloom Retirement Holdings Inc.Activist (13D)May 8, 2026
- Beach Point Capital Management LpPassive (13G)Apr 7, 2026
- Libman Family Holdings, LlcActivist (13D)Mar 3, 2026
- Blackstone Holdings Ii L.P.Activist (13D)Mar 3, 2026
- Blue Owl Capital Holdings LpPassive (13G)Feb 12, 2026
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Prahm JeremyOfficer — Chief Investment Officer | May 18, 2026 | Sell | 6,000 | $19.68 |
| Corio NormaDirector | May 15, 2026 | Option exercise | 4,570 | — |
| West LanceDirector | May 15, 2026 | Option exercise | 4,570 | — |
| Pratcher Tyson AnwarDirector | May 15, 2026 | Option exercise | 4,570 | — |
| Gardner CoryDirector | May 15, 2026 | Option exercise | 4,570 | — |
| Essex AndrewDirector | May 15, 2026 | Option exercise | 4,570 | — |
| Libman Brian LDirector | May 15, 2026 | Option exercise | 4,570 | — |
| Prahm JeremyOfficer — Chief Investment Officer | May 7, 2026 | Sell | 5,228 | $21.39 |
| Sieffert Kristen NOfficer — President | May 1, 2026 | Sell | 750 | $19.54 |
| Prahm JeremyOfficer — Chief Investment Officer | Apr 20, 2026 | Sell | 6,000 | $23.01 |
| Prahm JeremyOfficer — Chief Investment Officer | Apr 6, 2026 | Sell | 5,228 | $17.83 |
| Thornock Tai A.Officer — Chief Accounting Officer | Apr 1, 2026 | Option exercise | 4,032 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 590,280 | 9.1 | -2.9% |
| Apr 30, 2026 | 607,858 | 10.9 | -5.0% |
| Apr 15, 2026 | 639,865 | 8.5 | -3.1% |
| Mar 31, 2026 | 660,523 | 4.9 | +8.6% |
| Mar 13, 2026 | 608,404 | 5.6 | +8.2% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Shareholder voteMay 21, 2026
- Results of operationsMay 5, 2026
- Entered a material agreementMay 5, 2026
- Director / officer changeApr 3, 2026
- Results of operationsMar 10, 2026
- Entered a material agreement · Modified shareholder rights · Amended charter or bylawsDec 17, 2025
- Entered a material agreement · Unregistered equity saleDec 15, 2025
- Entered a material agreement · Regulation FD disclosureNov 18, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.