Event-Driven Stocks

Home Point Capital Inc.

Financials · Mortgage Bankers & Loan Correspondents · DE · SEC filings ↗ · Compare ⊕

Signs2 good1 warningdetails ↓

Financials

SEC XBRL · annual
 FY22FY21FY20
Revenue
Operating income
Net income−$163.5M$166.3M$607.0M
Total assets$2.44B$7.26B$7.38B
Total liabilities$1.83B$6.48B$6.45B
Equity$603.5M$776.7M$927.5M
EPS (diluted)$-1.18$1.19$4.42
Shares out.139.3M139.3M138.9M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2022
Operating margin
Net margin
Return on equity
−27.1%
Return on assets
−6.7%
Return on capital (ROCE)
Liabilities / assets
75.2%
Debt / equity
3.04×
Book value / share
$4.33
Revenue growth (YoY)
Net income growth (YoY)
−198.3%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2022
Accruals / assets
156.6%clean
Piotroski F-Score
4/6mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
37
/ 100
Profitability 0Growth 0Catalyst 33Earnings quality 100Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →

Signs

1 warning2 good
  • High leverage (liabilities > 70% of assets)
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)

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