loanDepot, Inc.
LDINYSEFinancials · Finance Services · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | −$62.6M | −$98.3M | −$110.1M | −$273.0M | $113.5M | $0 |
| Total assets | $6.86B | $6.34B | $6.15B | $6.61B | $11.81B | $10.89B |
| Total liabilities | $6.47B | $5.84B | $5.45B | $5.69B | $10.18B | $9.24B |
| Equity | $386.0M | $506.6M | $704.5M | $921.5M | $1.63B | $1.66B |
| EPS (diluted) | — | — | — | $-1.75 | $0.87 | — |
| Shares out. | — | 185.6M | 174.9M | 156.0M | 130.0M | — |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- —
- Return on equity
- −16.2%
- Return on assets
- −0.9%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 94.4%
- Debt / equity
- 16.77×
- Book value / share
- —
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- 9.4%moderate
- Piotroski F-Score
- 1/5weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 2 warning● 0 good- High leverage (liabilities > 70% of assets)
- Negative operating cash flow
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Blackrock, Inc.Passive (13G)Apr 27, 2026
- Pcp Managers Gp, LlcPassive (13G)Feb 17, 2026
- Hsieh Anthony LiActivist (13D)Feb 13, 2026
- Millennium Management LlcPassive (13G)Jan 7, 2026
- Price T Rowe Associates Inc /Md/Passive (13G)Aug 14, 2025
- Vanguard Group IncPassive (13G)Jul 29, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 17.5M | 8.1 | +8.7% |
| Apr 30, 2026 | 16.1M | 8.4 | -7.6% |
| Apr 15, 2026 | 17.4M | 11.3 | +4.2% |
| Mar 31, 2026 | 16.7M | 6.0 | +15.6% |
| Mar 13, 2026 | 14.4M | 4.6 | +20.7% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Entered a material agreementMay 15, 2026
- Results of operations · Regulation FD disclosureMay 5, 2026
- Entered a material agreement · Terminated a material agreement · New financial obligationApr 30, 2026
- Results of operations · Regulation FD disclosureMar 10, 2026
- Other material eventFeb 12, 2026
- Entered a material agreement · New financial obligationDec 29, 2025
- Entered a material agreement · Terminated a material agreement · New financial obligationNov 20, 2025
- Results of operations · Regulation FD disclosureNov 6, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (2)
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