Hagerty, Inc.
HGTYNYSEFinancials · Insurance Agents, Brokers & Service · DE · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $677.6M | $548.6M | $464.3M | $383.7M | $323.3M | $279.0M |
| Operating income | — | $66.4M | $10.4M | −$67.6M | −$10.1M | −$4.2M |
| Net income | $149.2M | $78.3M | $28.2M | $32.1M | −$46.4M | $10.2M |
| Total assets | $2.09B | $1.71B | $1.59B | $1.31B | $1.04B | $610.7M |
| Total liabilities | $1.35B | $1.10B | $1.09B | $945.1M | $771.1M | $493.4M |
| Equity | $221.3M | $150.3M | $92.7M | $59.3M | −$323.8M | $117.3M |
| EPS (diluted) | — | — | — | $0.39 | $-0.56 | $101.66 |
| Shares out. | — | 345.2M | 340.1M | 339.0M | 333.4M | 100,000 |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- 22.0%
- Return on equity
- 67.4%
- Return on assets
- 7.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 64.3%
- Debt / equity
- 6.09×
- Book value / share
- —
- Revenue growth (YoY)
- 23.5%
- Net income growth (YoY)
- 90.6%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −3.3%clean
- Piotroski F-Score
- 6/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 4 good- Strong return on equity (>15%)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Kuczinski Anthony JDirector | May 15, 2026 | Buy | 9,500 | $10.46 |
| Harris LaurieDirector | Apr 7, 2026 | Sell | 5,531 | $11.01 |
| Kay SabrinaDirector | Apr 1, 2026 | Grant | 11,871 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 949,045 | 5.1 | +18.7% |
| Apr 30, 2026 | 799,232 | 7.5 | +1.2% |
| Apr 15, 2026 | 789,692 | 3.8 | +62.2% |
| Mar 31, 2026 | 486,740 | 2.7 | +19.3% |
| Mar 13, 2026 | 408,077 | 1.8 | +10.5% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Results of operations · Regulation FD disclosureMay 6, 2026
- Director / officer changeApr 15, 2026
- Results of operations · Regulation FD disclosureFeb 26, 2026
- Entered a material agreementJan 2, 2026
- Results of operations · Regulation FD disclosureNov 4, 2025
- Entered a material agreement · Other material eventAug 11, 2025
- Regulation FD disclosureAug 6, 2025
- Results of operations · Regulation FD disclosureAug 4, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (3)
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