Event-Driven Stocks

Paymentus Holdings, Inc.

PAYNYSE

Industrials · Services-Business Services, NEC · DE · SEC filings ↗ · Compare ⊕

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Signs● 6 gooddetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue$1.20B$871.7M$614.5M$497.0M$395.5M$301.8M
Operating income$75.5M$44.9M$18.1M−$3.0M$10.4M$18.4M
Net income$66.9M$44.2M$22.3M−$513,000$9.3M$13.7M
Total assets$667.9M$576.2M$504.9M$461.5M$472.9M$124.9M
Total liabilities$107.5M$90.7M$75.2M$64.4M$86.8M$40.5M
Equity$560.4M$485.6M$429.6M$397.2M$386.1M$84.4M
EPS (diluted)$0.52$0.35$0.18$0.00$0.06$0.08
Shares out.129.1M127.7M125.1M122.1M0103.5M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
6.3%
Net margin
5.6%
Return on equity
11.9%
Return on assets
10.0%
Return on capital (ROCE)
13.3%
Liabilities / assets
16.1%
Debt / equity
0.19×
Book value / share
$4.34
Revenue growth (YoY)
37.3%
Net income growth (YoY)
51.5%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Altman Z″ (distress)
10.39safe
Accruals / assets
−14.3%clean
Piotroski F-Score
7/9strong

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
87
/ 100
Profitability 100Growth 100Catalyst 33Earnings quality 100Financial strength 100

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

● 6 good
  • Operating margin is positive
  • Revenue is growing year-over-year
  • Conservative leverage (liabilities < 50% of assets)
  • Positive operating cash flow
  • Clean earnings (low accruals)
  • Altman Z″ in the safe zone

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

5%+ owners

SEC Schedule 13D / 13G · last 3 yrs

Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.

Short interest

FINRA · bi-monthly
SettlementShares shortDays to coverΔ vs prior
May 15, 20262.0M2.9-0.7%
Apr 30, 20262.0M5.0+1.4%
Apr 15, 20262.0M5.4+1.5%
Mar 31, 20262.0M3.9+11.6%
Mar 13, 20261.8M2.6-12.6%

Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)