Event-Driven Stocks

NorthEast Community Bancorp, Inc./MD/

NECBNasdaq

Financials · Savings Institutions, Not Federally Chartered · MD · SEC filings ↗ · Compare ⊕

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Signs● 2 good● 1 warningdetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue——————
Operating income——————
Net income$44.4M$47.1M$46.3M$24.8M$11.9M$12.3M
Total assets$2.06B$2.01B$1.76B$1.42B$1.23B$968.2M
Total liabilities$1.71B$1.69B$1.48B$1.16B$973.7M$814.4M
Equity$351.7M$318.3M$279.3M$262.0M$251.4M$153.8M
EPS (diluted)$3.25$3.52$3.32$1.58$0.75$0.76
Shares out.14.0M14.1M15.4M16.4M16.4M16.3M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
—
Net margin
—
Return on equity
12.6%
Return on assets
2.2%
Return on capital (ROCE)
—
Liabilities / assets
83.0%
Debt / equity
4.87×
Book value / share
$25.08
Revenue growth (YoY)
—
Net income growth (YoY)
−5.7%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Accruals / assets
−0.4%clean
Piotroski F-Score
5/6mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
57
/ 100
Profitability 100Growth 0Catalyst 33Earnings quality 100Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →

Signs

● 1 warning● 2 good
  • High leverage (liabilities > 70% of assets)
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Short interest

FINRA · bi-monthly
SettlementShares shortDays to coverΔ vs prior
May 15, 202670,6792.8-12.9%
Apr 30, 202681,1062.2-6.9%
Apr 15, 202687,1482.3-14.4%
Mar 31, 2026101,8203.0-10.4%
Mar 13, 2026113,6603.0+34.5%

Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)

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