Event-Driven Stocks

RYAN SPECIALTY HOLDINGS, INC.

RYANNYSE

Financials · Insurance Agents, Brokers & Service · DE · SEC filings ↗ · Compare ⊕

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Signs4 good1 warning1 severedetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue$2.99B$2.46B$2.03B$1.71B$1.43B$1.02B
Operating income$493.6M$427.8M$359.1M$289.5M$186.6M$158.5M
Net income$63.4M$94.7M$61.0M$61.1M$65.9M$68.1M
Total assets$10.56B$9.65B$7.25B$6.38B$5.46B$4.53B
Total liabilities$9.31B$8.55B$6.27B$5.57B$4.86B$4.22B
Equity$648.1M$627.7M$559.8M$478.4M$594.8M
EPS (diluted)
Shares out.

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
16.5%
Net margin
2.1%
Return on equity
9.8%
Return on assets
0.6%
Return on capital (ROCE)
9.2%
Liabilities / assets
88.1%
Debt / equity
14.37×
Book value / share
Revenue growth (YoY)
21.9%
Net income growth (YoY)
−33.0%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Altman Z″ (distress)
0.34distress
Accruals / assets
5.5%clean
Piotroski F-Score
5/8mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
62
/ 100
Profitability 100Growth 50Catalyst 33Earnings quality 100Financial strength 25

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →

Signs

1 severe1 warning4 good
  • Altman Z″ in the distress zone
  • High leverage (liabilities > 70% of assets)
  • Operating margin is positive
  • Revenue is growing year-over-year
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

5%+ owners

SEC Schedule 13D / 13G · last 3 yrs

Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.

Insider transactions

SEC Form 4 · most recent
5 acquisitions1 disposalsnet +23,028 shares · last 6
InsiderDateTypeSharesPrice
Bienen Henry SDirectorMay 28, 2026Gift5,757$0.00
Ryan Patrick G JrDirectorApr 28, 2026Grant5,757$0.00
Rogers John W JrDirectorApr 28, 2026Grant5,757$0.00
Ohalleran Michael DDirectorApr 28, 2026Grant5,757$0.00
Kuczinski Anthony JDirectorApr 28, 2026Grant5,757$0.00
Cortezi Nicholas DominicDirectorApr 28, 2026Grant5,757$0.00

Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.

Short interest

FINRA · bi-monthly
SettlementShares shortDays to coverΔ vs prior
May 15, 202613.2M3.6+10.7%
Apr 30, 202612.0M5.2+25.0%
Apr 15, 20269.6M5.3-1.5%
Mar 31, 20269.7M4.9+37.8%
Mar 13, 20267.0M4.6-10.6%

Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)

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