Bowhead Specialty Holdings Inc.
BOWNYSEFinancials · Fire, Marine & Casualty Insurance · DE · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | |
|---|---|---|---|---|
| Revenue | $551.6M | $425.7M | $283.4M | $187.6M |
| Operating income | — | — | — | — |
| Net income | $53.8M | $38.2M | $25.0M | $11.3M |
| Total assets | $2.37B | $1.65B | $1.03B | — |
| Total liabilities | $1.92B | $1.28B | $835.8M | — |
| Equity | $448.3M | $370.2M | $192.1M | — |
| EPS (diluted) | $1.59 | $1.29 | $1.04 | $0.47 |
| Shares out. | 32.7M | 100 | 24.0M | 24.0M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- 9.8%
- Return on equity
- 12.0%
- Return on assets
- 2.3%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 81.1%
- Debt / equity
- 4.29×
- Book value / share
- $13.72
- Revenue growth (YoY)
- 29.6%
- Net income growth (YoY)
- 40.6%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −11.7%clean
- Piotroski F-Score
- 3/7weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 3 good- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- American Century Investment Management IncPassive (13G)Feb 13, 2026
- Gallatin Point Capital LlcPassive (13G)Nov 14, 2025
- American Family Mutual Insurance Company, S.I.Passive (13G)Aug 4, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Yap Shirley Shek LiOfficer — Chief Accounting Officer | May 23, 2026 | Tax withholding | 2,353 | $28.30 |
| Mulcahey BradOfficer — CFO and Treasurer | May 23, 2026 | Tax withholding | 3,506 | $28.30 |
| Newman David JohnOfficer — Chief Underwriting Officer | May 23, 2026 | Tax withholding | 4,506 | $28.30 |
| Sills Stephen JayOfficer — CEO and President | May 22, 2026 | Tax withholding | 24,353 | $28.46 |
| Baker TomDirector | Apr 30, 2026 | Grant | 3,361 | $0.00 |
| Brock-Kyle AngelaDirector | Apr 30, 2026 | Grant | 6,722 | $0.00 |
| Foy David ThomasDirector | Apr 30, 2026 | Grant | 3,361 | $0.00 |
| Fondriest FabianDirector | Apr 30, 2026 | Grant | 6,722 | $0.00 |
| Holman David CliffordDirector | Apr 30, 2026 | Grant | 3,361 | $0.00 |
| Lowenstein PriceDirector | Apr 30, 2026 | Grant | 3,361 | $0.00 |
| Schnidman AvaDirector | Apr 30, 2026 | Grant | 3,361 | $0.00 |
| Sills Stephen JayOfficer — CEO and President | Mar 12, 2026 | Gift | 7,700 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 780,980 | 2.6 | +9.9% |
| Apr 30, 2026 | 710,417 | 4.7 | -3.1% |
| Apr 15, 2026 | 732,996 | 4.3 | -1.4% |
| Mar 31, 2026 | 743,640 | 3.9 | +9.5% |
| Mar 13, 2026 | 679,310 | 3.1 | -28.5% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Entered a material agreement · Results of operations · Shareholder vote · Regulation FD disclosureMay 5, 2026
- Results of operations · Regulation FD disclosureFeb 24, 2026
- Entered a material agreement · New financial obligationDec 1, 2025
- Entered a material agreement · Terminated a material agreementNov 25, 2025
- Results of operations · Regulation FD disclosureNov 4, 2025
- Director / officer changeOct 2, 2025
- Other material eventAug 8, 2025
- Results of operations · Regulation FD disclosureAug 5, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 4/AFORM 4/AMay 27, 2026
- 4/AFORM 4/AMay 27, 2026
- 4/AFORM 4/AMay 27, 2026
- 4/AFORM 4/AMay 27, 2026
- 4FORM 4May 27, 2026
- 4FORM 4May 26, 2026
- 4FORM 4May 26, 2026
- 4FORM 4May 26, 2026
- 10-QMay 5, 2026
- 8-KMay 5, 2026
- 4FORM 4May 4, 2026
- 4FORM 4May 4, 2026
- 4FORM 4May 4, 2026
- 4FORM 4May 4, 2026
- 4FORM 4May 4, 2026
Event-driven situations (1)
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