FB Bancorp, Inc. /MD/
FBLANasdaqFinancials · Savings Institutions, Not Federally Chartered · MD · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | FY23 | |
|---|---|---|---|
| Revenue | — | $66.5M | $69.1M |
| Operating income | — | — | — |
| Net income | $1.3M | −$6.2M | $1.1M |
| Total assets | $1.26B | $1.22B | $1.12B |
| Total liabilities | $941.0M | $894.7M | $968.2M |
| Equity | $314.4M | $326.3M | $156.7M |
| EPS (diluted) | $0.07 | $-1.74 | — |
| Shares out. | 19.8M | 19.8M | 0 |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- —
- Return on equity
- 0.4%
- Return on assets
- 0.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 75.0%
- Debt / equity
- 2.99×
- Book value / share
- $15.85
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −0.1%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Alliancebernstein L.P.Passive (13G)May 18, 2026
- Vanguard Capital Management LlcPassive (13G)Apr 29, 2026
- Vanguard Group IncPassive (13G)Mar 26, 2026
- Fidelity Bank Employee Stock Ownership Plan TrustPassive (13G)Feb 17, 2026
- Blackrock, Inc.Passive (13G)Jul 17, 2025
- Principal Financial Group IncPassive (13G)Feb 14, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 590,417 | 6.1 | +52.4% |
| Apr 30, 2026 | 387,337 | 3.3 | -14.0% |
| Apr 15, 2026 | 450,555 | 2.8 | -16.0% |
| Mar 31, 2026 | 536,465 | 2.5 | +14.9% |
| Mar 13, 2026 | 466,848 | 3.9 | +39.4% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Other material eventMay 19, 2026
- Results of operationsMay 6, 2026
- Director / officer changeMay 1, 2026
- Shareholder voteApr 30, 2026
- Completed an acquisition or dispositionMar 2, 2026
- Results of operationsFeb 18, 2026
- Other material eventFeb 9, 2026
- Other material eventJan 14, 2026
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 8-KFB BANCORP, INC. FORM 8-K MAY 19, 2026May 19, 2026
- SCHEDULE 13GMay 18, 2026
- 10-QMay 14, 2026
- 4FORM 4May 12, 2026
- 8-KMay 6, 2026
- 4FORM 4May 1, 2026
- 8-KFB BANCORP, INC. FORM 8-K APRIL 29, 2026May 1, 2026
- 8-KFB BANCORP, INC. FORM 8-K APRIL 29, 2026Apr 30, 2026
- SCHEDULE 13GApr 29, 2026
- DEF 14AMar 30, 2026
- 4/AFORM 4Mar 30, 2026
- 4FORM 4Mar 27, 2026
- 4FORM 4Mar 27, 2026
- 4FORM 4Mar 27, 2026
- 4FORM 4Mar 27, 2026