Event-Driven Stocks

CHUBB CORP

Financials · Fire, Marine & Casualty Insurance · NJ · SEC filings ↗ · Compare ⊕

Signs2 good1 warningdetails ↓

Financials

SEC XBRL · annual
 FY14FY13FY12FY11FY10FY09
Revenue$3.51B$3.52B$13.60B$13.59B$13.32B$13.02B
Operating income
Net income$449.0M$656.0M$1.54B$1.68B$2.17B$2.18B
Total assets$51.29B$50.43B$52.18B$50.45B$49.98B$50.45B
Total liabilities$34.99B$34.34B$36.36B$35.14B$34.72B$34.81B
Equity$16.30B$16.10B$15.83B$15.30B$15.26B$15.63B
EPS (diluted)$1.80$2.48$5.69$5.76$6.76$6.18
Shares out.245.6M261.0M271.1M295.2M328.6M332.0M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2014
Operating margin
Net margin
12.8%
Return on equity
2.8%
Return on assets
0.9%
Return on capital (ROCE)
Liabilities / assets
68.2%
Debt / equity
2.15×
Book value / share
$66.35
Revenue growth (YoY)
−0.3%
Net income growth (YoY)
−31.6%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2014
Accruals / assets
3.3%clean
Piotroski F-Score
4/7mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
57
/ 100
Profitability 100Growth 0Catalyst 33Earnings quality 100Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

1 warning2 good
  • Revenue declined year-over-year
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)