Figure Technology Solutions, Inc.
FIGRNasdaqFinancials · Loan Brokers · DE · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | FY23 | |
|---|---|---|---|
| Revenue | $506.9M | $340.9M | $209.5M |
| Operating income | $117.5M | $9.2M | −$49.4M |
| Net income | $133.9M | $17.2M | −$47.9M |
| Total assets | $2.32B | $1.16B | — |
| Total liabilities | $1.08B | $796.2M | — |
| Equity | $1.23B | $355.1M | $222.4M |
| EPS (diluted) | $0.44 | $0.00 | $-0.93 |
| Shares out. | 141.8M | 72.6M | 51.3M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- 23.2%
- Net margin
- 26.4%
- Return on equity
- 10.9%
- Return on assets
- 5.8%
- Return on capital (ROCE)
- 8.0%
- Liabilities / assets
- 46.6%
- Debt / equity
- 0.88×
- Book value / share
- $8.67
- Revenue growth (YoY)
- 48.7%
- Net income growth (YoY)
- 677.6%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Altman Z″ (distress)
- 4.15safe
- Accruals / assets
- 3.1%clean
- Piotroski F-Score
- 6/9mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 6 good- Operating margin is positive
- Revenue is growing year-over-year
- Conservative leverage (liabilities < 50% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
- Altman Z″ in the safe zone
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Fmr LlcPassive (13G)May 6, 2026
- Gemini Gp LtdPassive (13G)Mar 17, 2026
- Dcm Opportunity Fund Iii, L.P.Passive (13G)Nov 18, 2025
- Ribbit Capital Iv, L.P.Passive (13G)Nov 14, 2025
- Newton (Ptc) LtdPassive (13G)Nov 12, 2025
- Cagney Michael ScottPassive (13G)Nov 7, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 10.0M | 2.2 | -8.4% |
| Apr 30, 2026 | 10.9M | 3.0 | -6.2% |
| Apr 15, 2026 | 11.6M | 2.9 | +0.1% |
| Mar 31, 2026 | 11.6M | 2.6 | -26.0% |
| Mar 13, 2026 | 15.6M | 1.8 | +3.4% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Results of operationsMay 12, 2026
- Results of operationsApr 3, 2026
- Results of operationsFeb 26, 2026
- Modified shareholder rights · Amended charter or bylaws · Other material eventFeb 19, 2026
- Results of operationsFeb 13, 2026
- Results of operationsJan 12, 2026
- Results of operationsNov 13, 2025
- Amended charter or bylaws · Other material eventSep 12, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.