CAVCO INDUSTRIES, INC.
CVCOOther · Large accelerated filer · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY26 | FY25 | FY24 | FY23 | FY22 | FY21 | |
|---|---|---|---|---|---|---|
| Revenue | $2.24B | $2.02B | $1.79B | $2.14B | $1.63B | $1.11B |
| Operating income | $228.6M | $190.3M | $179.0M | $296.6M | $202.5M | $88.8M |
| Net income | $190.6M | $171.0M | $157.8M | $240.6M | $197.7M | $76.6M |
| Total assets | $1.49B | $1.41B | $1.35B | $1.31B | $1.15B | $951.8M |
| Total liabilities | $388.0M | $342.1M | $320.7M | — | — | — |
| Equity | $1.10B | $1.06B | $1.03B | $976.3M | $830.5M | $683.6M |
| EPS (diluted) | $23.98 | $20.71 | $18.37 | $26.95 | $21.34 | $8.25 |
| Shares out. | 7.7M | 8.0M | 8.3M | 8.7M | 8.9M | 9.2M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2026- Operating margin
- 10.2%
- Net margin
- 8.5%
- Return on equity
- 17.3%
- Return on assets
- 12.8%
- Return on capital (ROCE)
- 19.8%
- Liabilities / assets
- 26.0%
- Debt / equity
- 0.35×
- Book value / share
- $143.57
- Revenue growth (YoY)
- 11.4%
- Net income growth (YoY)
- 11.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2026- Altman Z″ (distress)
- 9.20safe
- Accruals / assets
- −5.2%clean
- Piotroski F-Score
- 7/9strong
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 severe● 7 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- Operating margin is positive
- Strong return on equity (>15%)
- Revenue is growing year-over-year
- Conservative leverage (liabilities < 50% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
- Altman Z″ in the safe zone
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Kmissed a reporting deadline ↗Jun 17, 2016
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- State Street CorpPassive (13G)May 12, 2026
- Vanguard Capital Management LlcPassive (13G)Apr 29, 2026
- Vanguard Group IncPassive (13G)Mar 26, 2026
- Fmr LlcPassive (13G)Feb 5, 2026
- Capital World InvestorsPassive (13G)Nov 13, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Boor William COfficer — President & CEO | May 28, 2026 | Option exercise | 13,100 | $158.36 |
| Bigbee PaulOfficer — Chief Accounting Officer | May 28, 2026 | Sell | 200 | $537.75 |
| Schuknecht Seth GOfficer — EVP, General Counsel | May 22, 2026 | Tax withholding | 63 | $509.17 |
| Brandom Jack SOfficer — President, Financial Services | May 22, 2026 | Tax withholding | 11 | $509.17 |
| Aden AllisonOfficer — EVP, CFO & Treasurer | May 22, 2026 | Tax withholding | 22 | $509.17 |
| Nino Matthew AOfficer — President, Retail | May 22, 2026 | Tax withholding | 29 | $509.17 |
| Boor William COfficer — President & CEO | May 22, 2026 | Tax withholding | 577 | $509.17 |
| Cira Brian ROfficer — President,Manufactured Housing | May 22, 2026 | Sell | 31 | $509.17 |
| Bigbee PaulOfficer — Chief Accounting Officer | May 22, 2026 | Tax withholding | 31 | $509.17 |
| Aden AllisonOfficer — EVP, CFO & Treasurer | May 20, 2026 | Tax withholding | 89 | $495.11 |
| Bigbee PaulOfficer — Chief Accounting Officer | May 20, 2026 | Tax withholding | 25 | $495.11 |
| Boor William COfficer — President & CEO | May 20, 2026 | Tax withholding | 516 | $495.11 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 456,090 | 4.0 | +18.9% |
| Apr 30, 2026 | 383,645 | 2.9 | +2.6% |
| Apr 15, 2026 | 373,889 | 2.5 | +1.5% |
| Mar 31, 2026 | 368,523 | 2.4 | +10.7% |
| Mar 13, 2026 | 332,895 | 1.9 | -7.1% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Results of operations · Other material eventMay 22, 2026
- Results of operationsJan 29, 2026
- Results of operationsOct 31, 2025
- Director / officer change · Regulation FD disclosureOct 28, 2025
- Completed an acquisition or disposition · Regulation FD disclosureSep 30, 2025
- Shareholder voteAug 4, 2025
- Results of operationsJul 31, 2025
- Entered a material agreement · Regulation FD disclosureJul 14, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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