CoreCard Corp
CCRDTechnology · Services-Prepackaged Software · GA · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | |
|---|---|---|---|---|---|---|
| Revenue | $57.4M | $56.0M | $69.8M | $48.2M | $35.9M | $34.3M |
| Operating income | $6.5M | $5.3M | $20.0M | $11.7M | $11.3M | $13.4M |
| Net income | $5.4M | $3.4M | $13.9M | $9.0M | $8.2M | $11.0M |
| Total assets | $62.3M | $63.8M | $63.2M | $58.1M | $57.0M | $44.2M |
| Total liabilities | — | — | — | — | — | — |
| Equity | $51.7M | $52.7M | $52.8M | $43.9M | $44.2M | $37.3M |
| EPS (diluted) | $0.67 | $0.40 | $1.61 | $1.03 | $0.91 | $1.22 |
| Shares out. | 8.3M | 8.5M | 8.7M | 8.9M | 8.9M | 8.9M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2024- Operating margin
- 11.4%
- Net margin
- 9.5%
- Return on equity
- 10.5%
- Return on assets
- 8.7%
- Return on capital (ROCE)
- 12.1%
- Liabilities / assets
- —
- Debt / equity
- —
- Book value / share
- $6.23
- Revenue growth (YoY)
- 2.5%
- Net income growth (YoY)
- 60.5%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2024- Accruals / assets
- −0.6%clean
- Piotroski F-Score
- 8/8strong
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 severe● 4 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- Operating margin is positive
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Kmissed a reporting deadline ↗Apr 1, 2003
- NT 10-Kmissed a reporting deadline ↗Mar 29, 1999
- NT 10-Kmissed a reporting deadline ↗Mar 30, 1998
- NT 10-Qmissed a reporting deadline ↗Aug 15, 1997
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| White Matthew AOfficer — CFO | Oct 30, 2025 | D | 4,000 | — |
| Strange J LelandOfficer — President & CEO | Oct 30, 2025 | D | 1.3M | — |
| Petralia KathrynDirector | Oct 30, 2025 | D | 9,812 | — |
| Moise Philip HDirector | Oct 30, 2025 | D | 7,434 | — |
| Chandler A Russell IiiDirector | Oct 30, 2025 | D | 29,617 | — |
| Petralia KathrynDirector | May 29, 2025 | Grant | 1,901 | $26.30 |
| Moise Philip HDirector | May 29, 2025 | Grant | 1,901 | $26.30 |
| Chandler A Russell IiiDirector | May 29, 2025 | Grant | 1,901 | $26.30 |
| Moise Philip HDirector | May 28, 2025 | Gift | 195 | — |
| Moise Philip HDirector | May 21, 2025 | Gift | 834 | — |
| Moise Philip HDirector | Nov 21, 2024 | Gift | 145 | — |
| Moise Philip HDirector | Nov 7, 2024 | Gift | 70 | — |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| Oct 15, 2025 | 218,711 | 4.4 | -16.3% |
| Sep 30, 2025 | 261,358 | 6.8 | -6.8% |
| Sep 15, 2025 | 280,488 | 5.5 | -8.1% |
| Aug 29, 2025 | 305,279 | 3.9 | -3.6% |
| Aug 15, 2025 | 316,700 | 3.3 | +4.1% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsOct 30, 2025
- Shareholder vote · Other material eventOct 28, 2025
- Terminated a material agreement · Director / officer changeSep 9, 2025
- Results of operationsAug 14, 2025
- Entered a material agreement · Regulation FD disclosureJul 31, 2025
- Shareholder voteMay 30, 2025
- Results of operationsMay 8, 2025
- Changed auditorMar 3, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12GFORM 15-12GNov 18, 2025
- S-8 POSFORM S-8 POSNov 18, 2025
- S-8 POSFORM S-8 POSNov 18, 2025
- S-8 POSFORM S-8 POSNov 18, 2025
- S-8 POSFORM S-8 POSNov 18, 2025
- 25-NSEOct 31, 2025
- 4FORM 4Oct 30, 2025
- 4FORM 4Oct 30, 2025
- 4FORM 4Oct 30, 2025
- 4FORM 4Oct 30, 2025
- 4FORM 4Oct 30, 2025
- 8-KFORM 8-KOct 30, 2025
- 8-KFORM 8-KOct 28, 2025
- DEFM14ASep 26, 2025
- DEFA14AFORM DEFA14ASep 9, 2025
Event-driven situations (1)
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