Equifax
EFXNYSEOther · Services-Consumer Credit Reporting, Collection Agencies · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $6.07B | $5.68B | $5.27B | $5.12B | $4.92B | $4.13B |
| Operating income | $1.10B | $1.04B | $933.6M | $1.06B | $1.14B | $676.6M |
| Net income | $660.3M | $604.1M | $545.3M | $696.2M | $744.2M | $520.1M |
| Total assets | $11.86B | $11.76B | $12.28B | $11.55B | $11.04B | $9.61B |
| Total liabilities | $7.13B | $6.84B | $7.59B | $7.57B | $7.44B | $6.40B |
| Equity | $4.60B | $4.80B | $4.53B | $3.96B | $3.58B | $3.17B |
| EPS (diluted) | $5.32 | $4.84 | $4.40 | $5.65 | $6.02 | $4.24 |
| Shares out. | 124.0M | 124.0M | 122.5M | 122.1M | 121.8M | 121.2M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- 18.0%
- Net margin
- 10.9%
- Return on equity
- 14.3%
- Return on assets
- 5.6%
- Return on capital (ROCE)
- 11.5%
- Liabilities / assets
- 60.1%
- Debt / equity
- 1.55×
- Book value / share
- $37.12
- Revenue growth (YoY)
- 6.9%
- Net income growth (YoY)
- 9.3%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Altman Z″ (distress)
- 2.56grey zone
- Accruals / assets
- −8.1%clean
- Piotroski F-Score
- 5/9mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 4 good- Altman Z″ in the grey zone
- Operating margin is positive
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Tillman Audrey BDirector | May 7, 2026 | Grant | 1,253 | $175.62 |
| Smith Melissa DDirector | May 7, 2026 | Grant | 1,253 | $175.62 |
| Mckinley John ADirector | May 7, 2026 | Grant | 1,253 | $175.62 |
| Mcgregor Scott ADirector | May 7, 2026 | Grant | 1,253 | $175.62 |
| Marcus Robert DDirector | May 7, 2026 | Grant | 1,253 | $175.62 |
| Larson Barbara ADirector | May 7, 2026 | Grant | 1,253 | $175.62 |
| Hough G. ThomasDirector | May 7, 2026 | Grant | 1,253 | $175.62 |
| Fichuk Karen LDirector | May 7, 2026 | Grant | 1,253 | $175.62 |
| Feidler Mark LDirector | May 7, 2026 | Grant | 1,253 | $175.62 |
| Borton Chad MOfficer — EVP, Pres Workforce Solutions | May 6, 2026 | Tax withholding | 1,934 | $173.20 |
| Gamble John W JrOfficer — EVP, CFO & COO | May 1, 2026 | Sell | 3,500 | $176.54 |
| Begor Mark WOfficer — CEO | Apr 24, 2026 | Option exercise | 37,791 | $112.46 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 5.9M | 3.5 | +5.6% |
| Apr 30, 2026 | 5.6M | 2.9 | +1.7% |
| Apr 15, 2026 | 5.5M | 3.4 | +15.0% |
| Mar 31, 2026 | 4.8M | 2.6 | -7.0% |
| Mar 13, 2026 | 5.1M | 4.0 | +3.9% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Shareholder voteMay 13, 2026
- Entered a material agreement · New financial obligationApr 24, 2026
- Results of operationsApr 21, 2026
- Results of operationsFeb 4, 2026
- Results of operationsOct 21, 2025
- Results of operationsJul 22, 2025
- Director / officer changeMay 30, 2025
- Shareholder voteMay 9, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Corporate family
Spin-offs from Equifax (1)
- Fidelity National Information Services, Inc.FIScompletedJul 7, 2001details
From the spin-off filings we track. Follow a company to walk its own history.
Event-driven situations (1)
Spot an error in this record? Report it. Every correction is verified against the source filing before we change anything.