CVB FINANCIAL CORP
CVBFNasdaqFinancials · State Commercial Banks · CA · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | $314.0M | $314.0M | $314.0M | $300,000 | — | — |
| Net income | $209.3M | $200.7M | $221.4M | $235.4M | $212.5M | $38.0M |
| Total assets | $15.63B | $15.15B | $16.02B | $16.48B | $15.88B | $14.42B |
| Total liabilities | $13.34B | $12.97B | $13.94B | $14.53B | $13.80B | $12.41B |
| Equity | $2.30B | $2.19B | $2.08B | $1.95B | $2.08B | $2.01B |
| EPS (diluted) | $1.52 | $1.44 | $1.59 | $1.67 | $1.56 | $0.27 |
| Shares out. | 139.6M | 139.4M | 139.5M | 141.9M | 135.9M | 140.1M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- —
- Return on equity
- 9.1%
- Return on assets
- 1.3%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 85.3%
- Debt / equity
- 5.81×
- Book value / share
- $16.44
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 4.3%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −0.1%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Borba George A JrDirector | May 22, 2026 | Buy | 48,894 | $20.45 |
| Stephens Timothy MichaelDirector | May 20, 2026 | Grant | 4,187 | $0.00 |
| Oswalt Hal WDirector | May 20, 2026 | Grant | 4,187 | $0.00 |
| Olvera JaneDirector | May 20, 2026 | Grant | 4,187 | $0.00 |
| O Brien Raymond V IiiDirector | May 20, 2026 | Grant | 4,187 | $0.00 |
| Kan AnnaDirector | May 20, 2026 | Grant | 4,187 | $0.00 |
| Del Guercio Stephen ADirector | May 20, 2026 | Grant | 4,187 | $0.00 |
| Borba George A JrDirector | May 20, 2026 | Grant | 4,187 | $0.00 |
| Biagini Komas Julianne MDirector | May 20, 2026 | Grant | 4,187 | $0.00 |
| Ehrnman Roger LynnOfficer — EVP, Chief Risk Officer | May 20, 2026 | Grant | 10,000 | $0.00 |
| Borba George A JrDirector | May 19, 2026 | Buy | 25,187 | $19.85 |
| Borba George A JrDirector | May 14, 2026 | Buy | 25,097 | $19.92 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 7.2M | 4.8 | -1.6% |
| Apr 30, 2026 | 7.3M | 2.2 | -29.3% |
| Apr 15, 2026 | 10.4M | 8.0 | -11.3% |
| Mar 31, 2026 | 11.7M | 7.1 | +32.6% |
| Mar 13, 2026 | 8.8M | 7.1 | +12.3% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Director / officer changeJun 1, 2026
- Director / officer changeMay 26, 2026
- Shareholder voteMay 22, 2026
- Results of operations · Regulation FD disclosureApr 23, 2026
- Completed an acquisition or disposition · Director / officer change · Regulation FD disclosureApr 21, 2026
- Regulation FD disclosure · Other material eventApr 1, 2026
- Shareholder vote · Regulation FD disclosureMar 27, 2026
- Other material eventMar 18, 2026
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 8-KJun 1, 2026
- 8-KMay 26, 2026
- 4PRIMARY DOCUMENTMay 22, 2026
- 8-KMay 22, 2026
- 4PRIMARY DOCUMENTMay 20, 2026
- 4PRIMARY DOCUMENTMay 20, 2026
- 4PRIMARY DOCUMENTMay 20, 2026
- 4PRIMARY DOCUMENTMay 20, 2026
- 4PRIMARY DOCUMENTMay 20, 2026
- 4PRIMARY DOCUMENTMay 20, 2026
- 4PRIMARY DOCUMENTMay 20, 2026
- 4PRIMARY DOCUMENTMay 20, 2026
- 4PRIMARY DOCUMENTMay 20, 2026
- 4PRIMARY DOCUMENTMay 19, 2026
- 4PRIMARY DOCUMENTMay 15, 2026