FIRSTMERIT CORP /OH/
Financials · National Commercial Banks · OH · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $229.5M | $238.0M | $183.7M | $134.1M | $119.6M | $102.9M |
| Total assets | $25.52B | $24.90B | $23.91B | $14.91B | $14.44B | $14.14B |
| Total liabilities | $22.58B | $22.07B | $21.21B | $13.27B | $12.88B | $12.63B |
| Equity | $2.94B | $2.83B | $2.70B | $1.65B | $1.57B | $1.51B |
| EPS (diluted) | $1.33 | $1.39 | $1.18 | $1.22 | $1.10 | $1.02 |
| Shares out. | 165.4M | 165.0M | 109.7M | 109.2M | 115.1M | 101.2M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2015- Operating margin
- —
- Net margin
- —
- Return on equity
- 7.8%
- Return on assets
- 0.9%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 88.5%
- Debt / equity
- 7.68×
- Book value / share
- $17.78
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −3.6%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2015- Accruals / assets
- −0.3%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Entered a material agreement · Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylaws · Other material eventAug 16, 2016
- Other material eventAug 1, 2016
- Results of operationsJul 26, 2016
- Shareholder voteJun 14, 2016
- Other material eventJun 7, 2016
- Results of operationsApr 26, 2016
- Director / officer changeApr 4, 2016
- Entered a material agreementJan 28, 2016
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12BFORM 15-12BAug 26, 2016
- EFFECTAug 22, 2016
- 4FORM 4 SUBMISSIONAug 18, 2016
- 4FORM 4 SUBMISSIONAug 18, 2016
- 4FORM 4 SUBMISSIONAug 18, 2016
- 4FORM 4 SUBMISSIONAug 18, 2016
- 4FORM 4 SUBMISSIONAug 18, 2016
- 4FORM 4 SUBMISSIONAug 18, 2016
- 4FORM 4 SUBMISSIONAug 18, 2016
- 4FORM 4 SUBMISSIONAug 18, 2016
- 4FORM 4 SUBMISSIONAug 18, 2016
- 4FORM 4 SUBMISSIONAug 18, 2016
- 4FORM 4 SUBMISSIONAug 18, 2016
- 4FORM 4 SUBMISSIONAug 18, 2016
- 4FORM 4 SUBMISSIONAug 18, 2016
Event-driven situations (1)
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