HSBC Finance Corp
Financials · Personal Credit Institutions · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | $794.0M | $1.09B | $1.95B | −$473.0M | $1.92B | $2.52B |
| Net income | −$5.0M | $106.0M | $536.0M | −$845.0M | −$1.41B | −$1.92B |
| Total assets | $24.14B | $31.96B | $37.87B | $46.78B | $63.47B | $77.13B |
| Total liabilities | $17.51B | $24.84B | $31.21B | $40.67B | $56.54B | $69.41B |
| Equity | $6.63B | $7.12B | $6.66B | $6.11B | $6.93B | $7.72B |
| EPS (diluted) | — | — | — | — | — | — |
| Shares out. | 68 | 68 | 68 | 68 | — | — |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2015- Operating margin
- —
- Net margin
- —
- Return on equity
- −0.1%
- Return on assets
- −0.0%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 72.5%
- Debt / equity
- 2.64×
- Book value / share
- $97573529.41
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −104.7%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2015- Accruals / assets
- −0.3%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 1 warning● 2 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 11-Kmissed a reporting deadline ↗Jun 30, 2009
- NT 11-Kmissed a reporting deadline ↗Jun 29, 2007
- NT 11-Kmissed a reporting deadline ↗Jun 30, 2006
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Material events
SEC Form 8-K · most recent- Other material eventJan 17, 2018
- Other material eventJan 8, 2018
- Regulation FD disclosureNov 24, 2017
- Regulation FD disclosureSep 25, 2017
- Other material eventSep 19, 2017
- Other material eventSep 5, 2017
- Amended charter or bylawsApr 24, 2017
- Entered a material agreement · Completed an acquisition or dispositionMar 8, 2017
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-15DJan 18, 2018
- 8-KJan 17, 2018
- 8-KJan 8, 2018
- 8-KNov 24, 2017
- IRANNOTICEOct 30, 2017
- 10-QOct 30, 2017
- 8-KSep 25, 2017
- 8-KSep 19, 2017
- 8-KSep 5, 2017
- IRANNOTICEJul 31, 2017
- 10-QJul 31, 2017
- IRANNOTICEMay 4, 2017
- 10-QMay 4, 2017
- 8-KApr 24, 2017
- 8-KMar 8, 2017
Event-driven situations (1)
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