US BANCORP \DE\
USB, USB-PA, USB-PH, USB-PP, USB-PQ, USB-PR, USB-PSOther · Large accelerated filer · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $28.66B | $27.45B | $28.14B | $24.30B | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $7.57B | $6.30B | $5.43B | $5.83B | $7.96B | $4.96B |
| Total assets | $692.35B | $678.32B | $663.49B | $674.80B | $573.28B | $553.90B |
| Total liabilities | $626.69B | $619.28B | $607.72B | $623.57B | $517.90B | $500.18B |
| Equity | $65.19B | $58.58B | $55.31B | $50.77B | $54.92B | $53.09B |
| EPS (diluted) | $4.62 | $3.79 | $3.27 | $3.69 | $5.10 | $3.06 |
| Shares out. | 1.56B | 1.56B | 1.53B | 1.48B | 1.50B | 1.52B |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- 26.4%
- Return on equity
- 11.6%
- Return on assets
- 1.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 90.5%
- Debt / equity
- 9.61×
- Book value / share
- $41.79
- Revenue growth (YoY)
- 4.4%
- Net income growth (YoY)
- 20.2%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −0.1%clean
- Piotroski F-Score
- 6/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 3 good- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Vanguard Capital Management LlcPassive (13G)Apr 30, 2026
- Vanguard Group IncPassive (13G)Mar 27, 2026
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Dilip VenkatachariOfficer — SEVP & Chief Info & Tech Off | May 5, 2026 | Sell | 34,522 | $55.52 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Shareholder voteApr 23, 2026
- Results of operations · Regulation FD disclosureApr 16, 2026
- Regulation FD disclosureApr 8, 2026
- Other material eventMar 9, 2026
- Director / officer changeJan 29, 2026
- Director / officer changeJan 28, 2026
- Results of operations · Regulation FD disclosureJan 20, 2026
- Unregistered equity sale · Regulation FD disclosureJan 13, 2026
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 424B3PRELIMINARY PRICING SUPPLEMENTJun 2, 2026
- 424B3PRELIMINARY PRICING SUPPLEMENTJun 2, 2026
- 424B3PRELIMINARY PRICING SUPPLEMENTJun 2, 2026
- 424B7Jun 1, 2026
- 424B3PRELIMINARY PRICING SUPPLEMENTJun 1, 2026
- 424B3PRELIMINARY PRICING SUPPLEMENTJun 1, 2026
- 424B2PRICING SUPPLEMENTMay 29, 2026
- 424B2PRICING SUPPLEMENTMay 29, 2026
- 424B2PRICING SUPPLEMENTMay 29, 2026
- 424B2PRICING SUPPLEMENTMay 29, 2026
- 424B2PRICING SUPPLEMENTMay 29, 2026
- 424B2PRICING SUPPLEMENTMay 29, 2026
- 424B2PRICING SUPPLEMENTMay 26, 2026
- 424B2PRICING SUPPLEMENTMay 26, 2026
- 424B2PRICING SUPPLEMENTMay 26, 2026
Event-driven situations (4)
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