Unum Group
UNM, UNMAOther · Large accelerated filer · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $13.08B | $12.89B | $12.39B | $11.98B | $12.01B | $13.16B |
| Operating income | — | — | — | — | — | — |
| Net income | $738.5M | $1.78B | $1.28B | $1.41B | $981.0M | $793.0M |
| Total assets | $63.52B | $61.96B | $63.26B | $61.15B | $70.12B | $70.63B |
| Total liabilities | $52.40B | $51.00B | $53.60B | $52.41B | $58.70B | $59.75B |
| Equity | $11.12B | $10.96B | $9.65B | $8.73B | $6.03B | $10.87B |
| EPS (diluted) | $4.27 | $9.46 | $6.50 | $6.96 | $4.79 | $3.89 |
| Shares out. | 176.8M | 191.5M | 197.3M | 202.6M | 203.7M | 203.0M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- 5.6%
- Return on equity
- 6.6%
- Return on assets
- 1.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 82.5%
- Debt / equity
- 4.71×
- Book value / share
- $62.90
- Revenue growth (YoY)
- 1.5%
- Net income growth (YoY)
- −58.5%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- 0.1%clean
- Piotroski F-Score
- 3/7weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 3 good- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Norges BankPassive (13G)May 11, 2026
- Vanguard Portfolio Management LlcPassive (13G)Apr 29, 2026
- Blackrock, Inc.Passive (13G)Apr 7, 2026
- Vanguard Group IncPassive (13G)Mar 27, 2026
- Fmr LlcPassive (13G)Feb 12, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| O Hanley Ronald PDirector | May 26, 2026 | Grant | 2,191 | $0.00 |
| Matus Kristi AnnDirector | May 26, 2026 | Grant | 2,191 | $0.00 |
| Lefebvre Mojgan MDirector | May 26, 2026 | Grant | 2,191 | $0.00 |
| King Gale V.Director | May 26, 2026 | Grant | 2,191 | $0.00 |
| Keaney Timothy FDirector | May 26, 2026 | Grant | 2,191 | $0.00 |
| Kabat Kevin TDirector | May 26, 2026 | Grant | 2,191 | $0.00 |
| Egan CynthiaDirector | May 26, 2026 | Grant | 2,191 | $0.00 |
| Echevarria JosephDirector | May 26, 2026 | Grant | 2,191 | $0.00 |
| Devore Susan D.Director | May 26, 2026 | Grant | 2,191 | $0.00 |
| Cross Susan LeeDirector | May 26, 2026 | Grant | 2,191 | $0.00 |
| Anderson Shelia DanetteOfficer — EVP, Chief Info & Digital Off. | May 1, 2026 | Tax withholding | 1,817 | $80.84 |
| Ahmed Elizabeth ClaireOfficer — EVP, People & Communications | Apr 30, 2026 | Sell | 12,000 | $80.14 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Shareholder voteMay 22, 2026
- Other material eventMay 21, 2026
- Results of operationsApr 28, 2026
- Amended charter or bylawsMar 6, 2026
- Results of operations · Regulation FD disclosureFeb 5, 2026
- Other material eventDec 4, 2025
- Other material eventNov 14, 2025
- Results of operationsNov 3, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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