SUSQUEHANNA BANCSHARES INC
Financials · National Commercial Banks · PA · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $37.2M | $42.4M | $141.2M | $54.9M | $31.8M | $12.7M |
| Total assets | $18.66B | $18.47B | $18.04B | $14.97B | $13.95B | $13.69B |
| Total liabilities | $15.91B | $15.76B | $15.44B | $12.79B | $11.97B | $11.71B |
| Equity | $2.75B | $2.72B | $2.60B | $2.19B | $1.98B | $1.98B |
| EPS (diluted) | $0.20 | $0.23 | $0.77 | $0.40 | $0.13 | $-0.05 |
| Shares out. | 182.1M | 187.5M | 157.0M | 130.0M | 121.1M | 86.3M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2014- Operating margin
- —
- Net margin
- —
- Return on equity
- 1.3%
- Return on assets
- 0.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 85.2%
- Debt / equity
- 5.78×
- Book value / share
- $15.12
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −12.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2014- Accruals / assets
- −0.8%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Poole Robert E JrDirector | Aug 1, 2015 | D | 172,290 | — |
| Ulsh JamesDirector | Aug 1, 2015 | D | 40,385 | — |
| Newkam Scott JDirector | Aug 1, 2015 | D | 31,473.525 | — |
| Morello Michael ADirector | Aug 1, 2015 | D | 114,272 | — |
| Lehman Jeffrey FDirector | Aug 1, 2015 | D | 34,305 | — |
| Kirkland Sara GDirector | Aug 1, 2015 | D | 24,237.679 | — |
| Hoffman Donald LDirector | Aug 1, 2015 | D | 67,621.26 | — |
| Hepburn Bruce ADirector | Aug 1, 2015 | D | 46,146 | — |
| Gibbel Henry RDirector | Aug 1, 2015 | D | 24,394 | — |
| Alter Wayne E JrDirector | Aug 1, 2015 | D | 68,640 | — |
| Agnone Anthony J Sr.Director | Aug 1, 2015 | D | 101,573 | — |
| Wise Beverly AOfficer — EVP, Chief HR Officer | Aug 1, 2015 | D | 2,328 | — |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsAug 3, 2015
- Results of operationsJul 15, 2015
- Other material eventJul 7, 2015
- Regulation FD disclosureJun 29, 2015
- Other material eventMay 1, 2015
- Results of operationsApr 22, 2015
- Shareholder voteMar 16, 2015
- Other material eventMar 13, 2015
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- SC 13G/ASCHEDULE 13G/AFeb 9, 2017
- SC 13G/ASCHEDULE 13G/AFeb 9, 2016
- EFFECTAug 10, 2015
- EFFECTAug 10, 2015
- EFFECTAug 10, 2015
- EFFECTAug 10, 2015
- EFFECTAug 10, 2015
- 15-12BAug 10, 2015
- 4PRIMARY DOCUMENTAug 3, 2015
- 4PRIMARY DOCUMENTAug 3, 2015
- 4PRIMARY DOCUMENTAug 3, 2015
- 4PRIMARY DOCUMENTAug 3, 2015
- 4PRIMARY DOCUMENTAug 3, 2015
- 4PRIMARY DOCUMENTAug 3, 2015
- 4PRIMARY DOCUMENTAug 3, 2015