Event-Driven Stocks

CENTRAL PACIFIC FINANCIAL CORP

CPFNYSE

Financials · State Commercial Banks · HI · SEC filings ↗ · Compare ⊕

View price & chart on Yahoo Finance ↗
Signs● 3 good● 1 warningdetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue$37.6M$35.5M$32.9M$30.4M$28.7M$23.8M
Operating income——————
Net income$77.5M$53.4M$58.7M$73.9M$79.9M$37.3M
Total assets$7.41B$7.47B$7.64B$7.43B$7.42B$6.59B
Total liabilities$6.82B$6.93B$7.14B$6.98B$6.86B$6.05B
Equity$592.6M$538.4M$503.8M$452.9M$558.3M$546.7M
EPS (diluted)$2.86$1.97$2.17$2.68$2.83$1.32
Shares out.27.1M27.0M27.0M27.7M28.2M28.5M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
—
Net margin
206.0%
Return on equity
13.1%
Return on assets
1.0%
Return on capital (ROCE)
—
Liabilities / assets
92.0%
Debt / equity
11.50×
Book value / share
$21.89
Revenue growth (YoY)
6.0%
Net income growth (YoY)
45.1%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Accruals / assets
−0.3%clean
Piotroski F-Score
6/7mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
83
/ 100
Profitability 100Growth 100Catalyst 67Earnings quality 100Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

● 1 warning● 3 good
  • High leverage (liabilities > 70% of assets)
  • Revenue is growing year-over-year
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

5%+ owners

SEC Schedule 13D / 13G · last 3 yrs

Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.

Short interest

FINRA · bi-monthly
SettlementShares shortDays to coverΔ vs prior
May 15, 2026536,3454.4+1.0%
Apr 30, 2026531,1413.8+7.6%
Apr 15, 2026493,4843.8-10.2%
Mar 31, 2026549,6512.5+8.7%
Mar 13, 2026505,7053.0-2.4%

Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)

Spot an error in this record? Report it. Every correction is verified against the source filing before we change anything.