Event-Driven Stocks

FIRST MIDWEST BANCORP INC

Financials · National Commercial Banks · DE · SEC filings ↗ · Compare ⊕

Signs2 good1 warningdetails ↓

Financials

SEC XBRL · annual
 FY20FY19FY18FY17FY16FY15
Revenue
Operating income
Net income$107.9M$199.7M$157.9M$98.4M$92.3M$82.1M
Total assets$20.84B$17.85B$15.51B$14.08B$11.42B$9.73B
Total liabilities$18.15B$15.48B$13.45B$12.21B$10.17B$8.59B
Equity$2.69B$2.37B$2.05B$1.86B$1.26B$1.15B
EPS (diluted)$0.87$1.82$1.52$0.96$1.14$1.05
Shares out.109.7M106.8M103.0M102.6M78.3M78.0M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2020
Operating margin
Net margin
Return on equity
4.0%
Return on assets
0.5%
Return on capital (ROCE)
Liabilities / assets
87.1%
Debt / equity
6.75×
Book value / share
$24.53
Revenue growth (YoY)
Net income growth (YoY)
−46.0%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2020
Accruals / assets
0.1%clean
Piotroski F-Score
3/6weak

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
57
/ 100
Profitability 100Growth 0Catalyst 33Earnings quality 100Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →

Signs

1 warning2 good
  • High leverage (liabilities > 70% of assets)
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)

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