Bank of Commerce Holdings
Financials · State Commercial Banks · CA · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $14.2M | $15.0M | $15.7M | $7.3M | $5.3M | $8.6M |
| Total assets | $1.76B | $1.48B | $1.31B | $1.27B | $1.14B | $1.02B |
| Total liabilities | $1.59B | $1.31B | $1.17B | $1.14B | $1.05B | $924.9M |
| Equity | $177.7M | $174.5M | $138.3M | $127.3M | $94.1M | $90.5M |
| EPS (diluted) | — | — | $0.20 | $0.17 | $-0.07 | $0.13 |
| Shares out. | 17.8M | 18.2M | 16.3M | 13.5M | 13.4M | 13.3M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2020- Operating margin
- —
- Net margin
- —
- Return on equity
- 8.0%
- Return on assets
- 0.8%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 89.9%
- Debt / equity
- 8.93×
- Book value / share
- $10.01
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −5.3%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2020- Accruals / assets
- −0.5%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Tullis Lyle LDirector | Sep 30, 2021 | D | 325,365 | — |
| Street Terence JohnDirector | Sep 30, 2021 | D | 30,000 | — |
| Silberstein Karl LDirector | Sep 30, 2021 | D | 21,795 | — |
| Miles Linda JDirector | Sep 30, 2021 | D | 21,109 | — |
| Inderkum David JDirector | Sep 30, 2021 | D | 32,600 | — |
| Halfhide JonDirector | Sep 30, 2021 | D | 40,700 | — |
| Gibson JosephDirector | Sep 30, 2021 | D | 135,988 | — |
| Bennett Orin NDirector | Sep 30, 2021 | D | 2,000 | — |
| Rood Carl WOfficer — EVP Chief Operating Officer | Sep 30, 2021 | D | 16,291 | — |
| Eslick Randall SOfficer — President & CEO | Sep 30, 2021 | D | 96,046 | — |
| Sundquist James AOfficer — EVP Chief Financial Officer | Sep 30, 2021 | D | 20,227 | — |
| Muttera Robert HOfficer — EVP Chief Credit Officer | Sep 30, 2021 | D | 116,660 | — |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer changeOct 1, 2021
- Shareholder vote · Other material eventSep 23, 2021
- Other material eventSep 14, 2021
- Other material eventAug 18, 2021
- Results of operationsJul 23, 2021
- Other material eventJun 24, 2021
- Other material eventJun 16, 2021
- Shareholder voteMay 19, 2021
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- SC 13G/AFeb 9, 2022
- 15-12GOct 13, 2021
- 4FORM 4 2021-10-04 TULLISOct 4, 2021
- 4FORM 4 2021-10-01 STREETOct 1, 2021
- 4FORM 4 2021-10-01 SILBERSTEINOct 1, 2021
- 4FORM 4 2021-10-01 MILESOct 1, 2021
- 4FORM 4 2021-10-01 INDERKUMOct 1, 2021
- 4FORM 4 2021-10-01 HALFHIDEOct 1, 2021
- 4FORM 4 2021-10-01 GIBSONOct 1, 2021
- 4FORM 4 2021-10-01 BENNETTOct 1, 2021
- 4FORM 4 2021-10-01 ROODOct 1, 2021
- 4FORM 4 2021-10-01 ESLICKOct 1, 2021
- 4FORM 4 2021-10-01 SUNDQUISTOct 1, 2021
- 4FORM 4 2021-10-01 MUTTERAOct 1, 2021
- S-8 POSFORM S-8 POSOct 1, 2021
Event-driven situations (1)
Spot an error in this record? Report it. Every correction is verified against the source filing before we change anything.