OLD NATIONAL BANCORP /IN/
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SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | $125.6M | $118.4M |
| Operating income | — | — | — | — | — | — |
| Net income | $669.3M | $539.2M | $582.0M | $428.3M | $277.5M | $226.4M |
| Total assets | $72.15B | $53.55B | $49.09B | $46.76B | $24.45B | $22.96B |
| Total liabilities | $63.66B | $47.21B | $43.53B | $41.63B | $21.44B | $19.99B |
| Equity | $8.49B | $6.34B | $5.56B | $5.13B | $3.01B | $2.97B |
| EPS (diluted) | $1.79 | $1.68 | $1.94 | $1.50 | $1.67 | $1.36 |
| Shares out. | 319.0M | 292.7M | 292.9M | 165.8M | 165.4M | 169.1M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- —
- Return on equity
- 7.9%
- Return on assets
- 0.9%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 88.2%
- Debt / equity
- 7.49×
- Book value / share
- $26.63
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 24.1%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −0.0%clean
- Piotroski F-Score
- 3/6weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Vanguard Group IncPassive (13G)Mar 27, 2026
- Otto Bremer TrustActivist (13D)Mar 2, 2026
- Fmr LlcPassive (13G)Feb 5, 2026
- Fuller & Thaler Asset Management, Inc.Passive (13G)Aug 14, 2025
- State Street CorpPassive (13G)Aug 11, 2025
- Blackrock, Inc.Passive (13G)Jul 17, 2025
- Dimensional Fund Advisors LpPassive (13G)Jul 15, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Ryan James C IiiOfficer — CHAIRMAN AND CEO | Mar 31, 2026 | J | 29 | $21.00 |
| Evernham Scott JOfficer — CHIEF RISK OFFICER | Mar 31, 2026 | J | 43 | $21.00 |
| Alahmar Chady M.Officer — CEO, WEALTH MANAGEMENT | Mar 31, 2026 | J | 86 | $21.00 |
| Putnam Angela LOfficer — Chief Accounting Officer | Apr 1, 2026 | Tax withholding | 4,836 | $22.33 |
| Vanzo Kendra LOfficer — CHIEF ADMINISTRATIVE OFFICER | Mar 15, 2026 | Grant | 18,547 | $0.00 |
| Tischler Brent ROfficer — CEO, COMMUNITY BANKING | Mar 15, 2026 | Grant | 17,310 | $0.00 |
| Sandgren James AOfficer — CEO, COMMERCIAL BANKING | Mar 15, 2026 | Grant | 35,419 | $0.00 |
| Ryan James C IiiOfficer — CHAIRMAN AND CEO | Mar 15, 2026 | Grant | 185,657 | $0.00 |
| Moran John VOfficer — CHIEF FINANCIAL OFFICER | Mar 15, 2026 | Grant | 12,363 | $0.00 |
| Evernham Scott JOfficer — CHIEF RISK OFFICER | Mar 15, 2026 | Grant | 13,910 | $0.00 |
| Chulos Nicholas JOfficer — Chief Legal Officer & Corp Sec | Mar 15, 2026 | Grant | 13,910 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 23.4M | 8.2 | -13.0% |
| Apr 30, 2026 | 26.9M | 7.8 | +11.7% |
| Apr 15, 2026 | 24.1M | 8.6 | +9.2% |
| Mar 31, 2026 | 22.1M | 6.3 | +15.5% |
| Mar 13, 2026 | 19.1M | 5.6 | +16.9% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Shareholder voteMay 18, 2026
- Other material eventMay 13, 2026
- Regulation FD disclosureMay 6, 2026
- Results of operationsApr 22, 2026
- Director / officer change · Amended charter or bylaws · Other material eventFeb 19, 2026
- Regulation FD disclosureFeb 9, 2026
- Entered a material agreement · New financial obligationJan 29, 2026
- Other material eventJan 22, 2026
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- S-8May 28, 2026
- S-3ASRMay 28, 2026
- 8-KMay 18, 2026
- 8-KMay 13, 2026
- 8-KMay 6, 2026
- 10-QApr 29, 2026
- 8-KApr 22, 2026
- 13F-HRApr 21, 2026
- 4PRIMARY DOCUMENTApr 10, 2026
- 4PRIMARY DOCUMENTApr 10, 2026
- 4PRIMARY DOCUMENTApr 10, 2026
- 4PRIMARY DOCUMENTApr 7, 2026
- 4PRIMARY DOCUMENTApr 3, 2026
- ARSApr 2, 2026
- DEFA14AApr 2, 2026
Event-driven situations (1)
Spot an error in this record? Report it. Every correction is verified against the source filing before we change anything.