PRINCETON NATIONAL BANCORP INC
Financials · National Commercial Banks · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY11 | FY10 | |
|---|---|---|
| Revenue | — | — |
| Operating income | — | — |
| Net income | −$54.4M | −$17.0M |
| Total assets | $1.01B | $1.10B |
| Total liabilities | $1.01B | $1.04B |
| Equity | $4.9M | $56.9M |
| EPS (diluted) | $-16.71 | $-5.52 |
| Shares out. | 3.3M | 3.3M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2011- Operating margin
- —
- Net margin
- —
- Return on equity
- −1101.3%
- Return on assets
- −5.4%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 99.5%
- Debt / equity
- 204.54×
- Book value / share
- $1.48
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2011- Accruals / assets
- −7.3%clean
- Piotroski F-Score
- 2/6weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 severe● 1 warning● 2 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗Aug 14, 2012
- NT 10-Kmissed a reporting deadline ↗Apr 2, 2012
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Wesner Craig ODirector | Jun 30, 2012 | Buy | 4 | $0.23 |
| Samet StephenDirector | Jun 30, 2012 | Buy | 2 | $0.23 |
| Ogaard ThomasOfficer — President & CEO | Jun 30, 2012 | Buy | 3,054 | $0.23 |
| Janko MarkDirector | Jun 30, 2012 | Buy | 5 | $0.23 |
| Ernat JohnDirector | Jun 30, 2012 | Buy | 3 | $0.23 |
| Covert SharonDirector | Jun 30, 2012 | Buy | 5 | $0.23 |
| Bieber Gretta EDirector | Jun 30, 2012 | Buy | 1 | $0.23 |
| Ogaard ThomasOfficer — President & CEO | Mar 30, 2012 | Buy | 363 | $3.30 |
| Ogaard ThomasOfficer — President & CEO | Dec 31, 2011 | Grant | 10,000 | $1.53 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Bankruptcy or receivershipNov 5, 2012
- Other material eventAug 27, 2012
- Delisting / listing-standard noticeJun 21, 2012
- Shareholder voteJun 7, 2012
- Director / officer changeMay 29, 2012
- Director / officer changeMay 14, 2012
- Director / officer changeApr 24, 2012
- Delisting / listing-standard noticeApr 23, 2012
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 8-KNov 5, 2012
- 15-12GFORM 15-12GSep 28, 2012
- 10-Q/AFORM 10-Q/ASep 12, 2012
- 10-QFORM 10-QSep 7, 2012
- 8-KFORM 8-KAug 27, 2012
- NT 10-QFORM 12B-25Aug 14, 2012
- 4PRIMARY DOCUMENTJul 3, 2012
- 4PRIMARY DOCUMENTJul 3, 2012
- 4PRIMARY DOCUMENTJul 3, 2012
- 4PRIMARY DOCUMENTJul 3, 2012
- 4PRIMARY DOCUMENTJul 3, 2012
- 4PRIMARY DOCUMENTJul 3, 2012
- 4PRIMARY DOCUMENTJul 3, 2012
- 11-KFORM 11-KJun 29, 2012
- 8-KFORM 8-KJun 21, 2012
Event-driven situations (1)
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