FARMERS NATIONAL BANC CORP /OH/
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View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $279.9M | $269.4M | $255.2M | $186.3M | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $54.6M | $45.9M | $49.9M | $60.6M | $14.6M | $8.6M |
| Total assets | $5.25B | $5.12B | $5.08B | $4.08B | $4.14B | $3.07B |
| Total liabilities | $4.76B | $4.71B | $4.67B | $3.79B | $3.67B | $2.72B |
| Equity | $485.7M | $406.0M | $404.4M | $292.3M | $472.4M | $350.1M |
| EPS (diluted) | $1.45 | $1.22 | $1.33 | $1.79 | $0.51 | $0.30 |
| Shares out. | 37.6M | 37.5M | 37.9M | 34.0M | 28.3M | 28.5M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- 19.5%
- Return on equity
- 11.2%
- Return on assets
- 1.0%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 90.7%
- Debt / equity
- 9.80×
- Book value / share
- $12.91
- Revenue growth (YoY)
- 3.9%
- Net income growth (YoY)
- 18.8%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −0.1%clean
- Piotroski F-Score
- 6/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 severe● 1 warning● 3 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 11-Kmissed a reporting deadline ↗Jun 28, 2021
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Blackrock, Inc.Passive (13G)Apr 27, 2026
- Vanguard Group IncPassive (13G)Mar 26, 2026
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Voinovich Michael CDirector | May 8, 2026 | Grant | 1,606 | $0.00 |
| Varischetti Nicholas DDirector | May 8, 2026 | Grant | 1,606 | $0.00 |
| Thornton AndreDirector | May 8, 2026 | Grant | 1,606 | $0.00 |
| Richardson Gina ADirector | May 8, 2026 | Grant | 1,606 | $0.00 |
| Paull David ZDirector | May 8, 2026 | Grant | 1,606 | $0.00 |
| Muransky EdwardDirector | May 8, 2026 | Grant | 1,606 | $0.00 |
| Moore Terry ADirector | May 8, 2026 | Grant | 1,606 | $0.00 |
| Monaco Frank JDirector | May 8, 2026 | Grant | 1,606 | $0.00 |
| Kaback Neil JDirector | May 8, 2026 | Grant | 1,606 | $0.00 |
| Digeronimo Kevin ADirector | May 8, 2026 | Grant | 1,606 | $0.00 |
| Culp Carl DDirector | May 8, 2026 | Grant | 1,606 | $0.00 |
| Bestic Gregory CDirector | May 8, 2026 | Grant | 1,606 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 760,249 | 2.5 | -20.3% |
| Apr 30, 2026 | 953,702 | 2.8 | -0.4% |
| Apr 15, 2026 | 957,634 | 3.2 | -2.2% |
| Mar 31, 2026 | 979,316 | 2.1 | +27.7% |
| Mar 13, 2026 | 767,086 | 1.4 | -73.9% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Results of operations · Regulation FD disclosureApr 22, 2026
- Director / officer change · Shareholder voteApr 16, 2026
- Regulation FD disclosureMar 17, 2026
- Completed an acquisition or disposition · Director / officer change · Other material eventMar 2, 2026
- Amended charter or bylaws · Shareholder vote · Regulation FD disclosureFeb 10, 2026
- Regulation FD disclosureFeb 5, 2026
- Results of operations · Regulation FD disclosureJan 28, 2026
- Regulation FD disclosureJan 13, 2026
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 8-K/AFORM 8-K/AMay 12, 2026
- 4FORM 4May 12, 2026
- 4FORM 4May 12, 2026
- 4FORM 4May 12, 2026
- 4FORM 4May 12, 2026
- 4FORM 4May 12, 2026
- 4FORM 4May 12, 2026
- 4FORM 4May 12, 2026
- 4FORM 4May 12, 2026
- 4FORM 4May 12, 2026
- 4FORM 4May 12, 2026
- 4FORM 4May 12, 2026
- 4FORM 4May 12, 2026
- S-8FORM S-8May 7, 2026
- 10-QFORM 10-QMay 7, 2026
Event-driven situations (2)
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