COLONY BANKCORP INC
CBANOther · Accelerated filer · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $28.3M | $23.9M | $21.7M | $19.5M | $18.7M | $11.8M |
| Total assets | $3.74B | $3.11B | $3.05B | $2.94B | $2.69B | $1.76B |
| Total liabilities | $3.36B | $2.83B | $2.80B | $2.71B | $2.47B | $1.62B |
| Equity | $375.9M | $278.7M | $254.9M | $230.3M | $217.7M | $144.5M |
| EPS (diluted) | $1.59 | $1.36 | $1.24 | $1.14 | $1.66 | $1.24 |
| Shares out. | 17.5M | 17.6M | 17.6M | 17.6M | 9.5M | 9.5M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- —
- Return on equity
- 7.5%
- Return on assets
- 0.8%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 89.9%
- Debt / equity
- 8.94×
- Book value / share
- $21.46
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 18.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- 0.9%clean
- Piotroski F-Score
- 3/6weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 severe● 2 warning● 1 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Negative operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Kmissed a reporting deadline ↗Mar 16, 2020
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Fourthstone LlcPassive (13G)May 15, 2026
- Vanguard Capital Management LlcPassive (13G)Apr 29, 2026
- Vanguard Group IncPassive (13G)Jan 30, 2026
- Blackrock, Inc.Passive (13G)Jan 21, 2026
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Canup Edward GOfficer — CHIEF BANKING OFFICER | May 5, 2026 | Buy | 1,000 | $19.65 |
| Canup Edward GOfficer — CHIEF BANKING OFFICER | Apr 24, 2026 | Buy | 1,000 | $19.97 |
| Downing Scott LowellDirector | Feb 23, 2026 | W | 41,924 | $0.00 |
| Canup Edward GOfficer — CHIEF BANKING OFFICER | Mar 6, 2026 | Buy | 500 | $19.25 |
| Canup Edward GOfficer — CHIEF BANKING OFFICER | Feb 27, 2026 | Buy | 500 | $20.25 |
| Shelnutt DerekOfficer — CFO | Mar 3, 2026 | Buy | 250 | $19.50 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 428,429 | 2.3 | +35.4% |
| Apr 30, 2026 | 316,501 | 1.0 | +29.8% |
| Apr 15, 2026 | 243,771 | 1.0 | -31.3% |
| Mar 31, 2026 | 355,066 | 1.4 | +58.2% |
| Mar 13, 2026 | 224,486 | 1.3 | +93.4% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Shareholder voteMay 22, 2026
- Results of operations · Regulation FD disclosureApr 22, 2026
- Results of operations · Director / officer change · Regulation FD disclosureJan 28, 2026
- Other material eventDec 22, 2025
- Completed an acquisition or disposition · Other material eventDec 1, 2025
- Shareholder vote · Other material eventNov 17, 2025
- Entered a material agreementNov 7, 2025
- Results of operations · Regulation FD disclosureOct 22, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (3)
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