WEST COAST BANCORP /NEW/OR/
Financials · State Commercial Banks · OR · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY12 | FY11 | FY10 | |
|---|---|---|---|
| Revenue | — | — | — |
| Operating income | — | — | — |
| Net income | $5.8M | $5.1M | $3.2M |
| Total assets | $2.49B | $2.43B | $2.46B |
| Total liabilities | $2.15B | $2.12B | $2.19B |
| Equity | $339.2M | $314.5M | $272.6M |
| EPS (diluted) | $0.27 | $0.25 | $0.16 |
| Shares out. | 19.3M | 19.3M | 19.3M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2012- Operating margin
- —
- Net margin
- —
- Return on equity
- 1.7%
- Return on assets
- 0.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 86.4%
- Debt / equity
- 6.34×
- Book value / share
- $17.58
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 13.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2012- Accruals / assets
- −1.6%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Shareholder vote · Other material eventMar 19, 2013
- Other material eventFeb 1, 2013
- Results of operationsJan 30, 2013
- Results of operationsOct 26, 2012
- Entered a material agreement · Modified shareholder rights · Amended charter or bylawsOct 1, 2012
- Other material eventSep 28, 2012
- Regulation FD disclosure · Other material eventSep 26, 2012
- Results of operationsJul 23, 2012
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- SC 13G/AFeb 11, 2014
- SC 13D/AAMENDMENT NO. 2 TO SCHEDULE 13DApr 10, 2013
- SC 13D/AApr 4, 2013
- 4OWNERSHIP DOCUMENTApr 3, 2013
- 4OWNERSHIP DOCUMENTApr 3, 2013
- 4OWNERSHIP DOCUMENTApr 3, 2013
- 4OWNERSHIP DOCUMENTApr 3, 2013
- 4OWNERSHIP DOCUMENTApr 3, 2013
- 4OWNERSHIP DOCUMENTApr 3, 2013
- 4OWNERSHIP DOCUMENTApr 3, 2013
- 4OWNERSHIP DOCUMENTApr 3, 2013
- 4OWNERSHIP DOCUMENTApr 3, 2013
- 4OWNERSHIP DOCUMENTApr 3, 2013
- 4OWNERSHIP DOCUMENTApr 3, 2013
- 4OWNERSHIP DOCUMENTApr 3, 2013
Event-driven situations (1)
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