SVB FINANCIAL GROUP
Financials · State Commercial Banks · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | |
|---|---|---|---|---|---|---|
| Revenue | $1.50B | $1.31B | $1.06B | $880.0M | $511.7M | — |
| Operating income | — | — | — | — | — | — |
| Net income | $1.61B | $2.07B | $1.29B | $1.19B | $1.01B | $519.2M |
| Total assets | $211.79B | $211.31B | $115.51B | $71.00B | $56.93B | $51.21B |
| Total liabilities | $195.50B | $194.70B | $107.08B | $64.38B | $51.66B | $46.90B |
| Equity | $16.00B | $16.24B | $8.22B | $6.47B | $5.12B | $4.18B |
| EPS (diluted) | $25.35 | $31.25 | $22.87 | $21.73 | $18.11 | $9.20 |
| Shares out. | 58.8M | 51.9M | 51.6M | 52.6M | 52.9M | 52.3M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2022- Operating margin
- —
- Net margin
- 107.1%
- Return on equity
- 10.1%
- Return on assets
- 0.8%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 92.3%
- Debt / equity
- 12.22×
- Book value / share
- $272.16
- Revenue growth (YoY)
- 14.4%
- Net income growth (YoY)
- −22.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2022- Accruals / assets
- −0.6%clean
- Piotroski F-Score
- 4/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 1 warning● 3 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗May 9, 2023
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Material events
SEC Form 8-K · most recent- Terminated a material agreement · Bankruptcy or receivership · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylaws · Regulation FD disclosureNov 8, 2024
- Regulation FD disclosureOct 22, 2024
- Regulation FD disclosureOct 1, 2024
- Regulation FD disclosureSep 24, 2024
- Bankruptcy or receivership · Modified shareholder rights · Regulation FD disclosureAug 23, 2024
- Regulation FD disclosureJul 24, 2024
- Regulation FD disclosureJun 25, 2024
- Regulation FD disclosureMay 23, 2024
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.