HUDSON VALLEY HOLDING CORP
Financials · State Commercial Banks · NY · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY14 | FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $7.9M | $1.1M | $29.2M | −$2.1M | $5.1M |
| Total assets | $3.14B | $3.00B | $2.89B | $2.80B | $2.67B |
| Total liabilities | $2.84B | $2.71B | $2.60B | $2.52B | $2.38B |
| Equity | $297.6M | $284.3M | $291.0M | $277.6M | $289.9M |
| EPS (diluted) | $0.40 | $0.06 | $1.49 | $-0.11 | $0.26 |
| Shares out. | 20.0M | 19.8M | 19.5M | 19.5M | 19.4M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2014- Operating margin
- —
- Net margin
- —
- Return on equity
- 2.7%
- Return on assets
- 0.3%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 90.5%
- Debt / equity
- 9.55×
- Book value / share
- $14.85
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 602.8%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2014- Accruals / assets
- −0.5%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Lindenbaum Matthew ADirector | Jun 30, 2015 | D | 1,000 | — |
| Blose James POfficer — EVP, General Counsel | Jun 30, 2015 | Tax withholding | 706 | — |
| Landy James JDirector | Jun 30, 2015 | D | 139,836 | — |
| Thompson Craig SDirector | Jun 30, 2015 | D | 149,254 | — |
| Schenk Joseph ADirector | Jun 30, 2015 | D | 12,000 | — |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in controlJul 2, 2015
- Shareholder voteApr 30, 2015
- Other material eventApr 28, 2015
- Other material eventApr 13, 2015
- Results of operationsFeb 4, 2015
- Other material eventJan 28, 2015
- Other material eventNov 19, 2014
- Entered a material agreement · Other material eventNov 7, 2014
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12BJul 13, 2015
- EFFECTJul 2, 2015
- EFFECTJul 2, 2015
- EFFECTJul 2, 2015
- 4FORM 4 SUBMISSIONJul 2, 2015
- 4/AFORM 4/A SUBMISSIONJul 2, 2015
- 4/AFORM 4/A SUBMISSIONJul 2, 2015
- 4/AFORM 4/A SUBMISSIONJul 2, 2015
- 4/AFORM 4/A SUBMISSIONJul 2, 2015
- 4/AFORM 4/A SUBMISSIONJul 2, 2015
- 4/AFORM 4/A SUBMISSIONJul 2, 2015
- 4/AFORM 4/A SUBMISSIONJul 2, 2015
- 4FORM 4 SUBMISSIONJul 2, 2015
- 4FORM 4 SUBMISSIONJul 2, 2015
- 4FORM 4 SUBMISSIONJul 2, 2015
Event-driven situations (1)
Spot an error in this record? Report it. Every correction is verified against the source filing before we change anything.