PACCAR FINANCIAL CORP
Financials · Financials · Non-accelerated filer · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $31.2M | $36.7M | $20.8M | $18.3M | $81.7M | $47.1M |
| Operating income | — | — | — | — | — | — |
| Net income | $144.2M | $116.3M | $139.5M | $196.8M | $148.1M | $80.8M |
| Total assets | $13.56B | $14.02B | $12.00B | $10.55B | $9.40B | $10.21B |
| Total liabilities | $11.41B | $12.02B | $10.07B | $8.51B | $7.48B | $8.37B |
| Equity | $2.15B | $2.00B | $1.93B | $2.04B | $1.92B | $1.84B |
| EPS (diluted) | — | — | — | — | — | — |
| Shares out. | 145,000 | 145,000 | 145,000 | 145,000 | 145,000 | 145,000 |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- 462.2%
- Return on equity
- 6.7%
- Return on assets
- 1.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 84.1%
- Debt / equity
- 5.30×
- Book value / share
- $14830.34
- Revenue growth (YoY)
- −15.0%
- Net income growth (YoY)
- 24.0%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- 0.1%clean
- Piotroski F-Score
- 5/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 2 warning● 2 good- Revenue declined year-over-year
- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Other material eventApr 1, 2020
- Other material eventMar 24, 2020
- Modified shareholder rightsNov 3, 2006
- Item 5Dec 10, 1998
- Item 5Sep 4, 1998
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
Spot an error in this record? Report it. Every correction is verified against the source filing before we change anything.