SUFFOLK BANCORP
Financials · National Commercial Banks · NY · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $4.8M | $4.0M | $3.7M | $12.7M | −$1.7M | −$78,000 |
| Total assets | $2.09B | $2.17B | $1.90B | $1.70B | $1.62B | $1.48B |
| Total liabilities | $1.88B | $1.97B | $1.71B | $1.53B | $1.46B | $1.35B |
| Equity | $215.0M | $197.3M | $182.7M | $167.2M | $164.0M | $136.6M |
| EPS (diluted) | $0.41 | $0.34 | $0.32 | $1.10 | $-0.17 | $-0.01 |
| Shares out. | 11.8M | 11.7M | 11.6M | 11.6M | 9.7M | 9.7M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2016- Operating margin
- —
- Net margin
- —
- Return on equity
- 2.2%
- Return on assets
- 0.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 89.7%
- Debt / equity
- 8.73×
- Book value / share
- $18.20
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 20.7%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2016- Accruals / assets
- −0.7%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 1 warning● 2 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Kmissed a reporting deadline ↗Mar 14, 2017
- NT 10-Kmissed a reporting deadline ↗Mar 16, 2012
- NT 10-Qmissed a reporting deadline ↗Nov 10, 2011
- NT 10-Qmissed a reporting deadline ↗Aug 10, 2011
- NT 10-Qmissed a reporting deadline ↗May 11, 2011
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsApr 3, 2017
- Results of operationsFeb 7, 2017
- Other material eventJan 25, 2017
- Results of operationsOct 27, 2016
- Other material eventOct 26, 2016
- Shareholder vote · Other material eventOct 13, 2016
- Other material eventSep 28, 2016
- Results of operationsJul 28, 2016
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.