CommunityOne Bancorp
Financials · National Commercial Banks · NC · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $6.9M | $150.5M | −$1.5M | −$40.0M | −$137.3M | −$131.8M |
| Total assets | $2.40B | $2.22B | $1.99B | $2.15B | $2.41B | $1.90B |
| Total liabilities | $2.12B | $1.95B | $1.90B | $2.05B | $2.28B | $1.93B |
| Equity | $273.0M | $266.9M | $80.4M | $98.4M | $129.0M | −$28.8M |
| EPS (diluted) | — | — | — | — | — | — |
| Shares out. | 24.2M | 22.0M | 21.7M | 21.1M | — | — |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2015- Operating margin
- —
- Net margin
- —
- Return on equity
- 2.5%
- Return on assets
- 0.3%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 88.6%
- Debt / equity
- 7.78×
- Book value / share
- $11.29
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −95.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2015- Accruals / assets
- 0.3%clean
- Piotroski F-Score
- 1/6weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 2 warning● 1 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Negative operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗May 17, 2011
- NT 10-Kmissed a reporting deadline ↗Mar 31, 2010
- NT 11-Kmissed a reporting deadline ↗Jun 30, 2008
- NT 10-Qmissed a reporting deadline ↗Nov 9, 2007
- NT 10-Kmissed a reporting deadline ↗Mar 16, 2007
- NT 10-Qmissed a reporting deadline ↗Aug 15, 2003
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsOct 26, 2016
- Other material eventOct 12, 2016
- Director / officer changeOct 4, 2016
- Other material eventAug 31, 2016
- Results of operationsJul 29, 2016
- Results of operationsApr 29, 2016
- Shareholder voteApr 18, 2016
- Other material eventApr 7, 2016
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12GNov 7, 2016
- EFFECTNov 1, 2016
- EFFECTNov 1, 2016
- EFFECTNov 1, 2016
- EFFECTNov 1, 2016
- EFFECTNov 1, 2016
- 4OWNERSHIP DOCUMENTOct 28, 2016
- 4OWNERSHIP DOCUMENTOct 28, 2016
- SC 13D/AOct 28, 2016
- 4FORM 4 SUBMISSIONOct 28, 2016
- SC 13D/AOct 28, 2016
- 4FORM 4 SUBMISSIONOct 26, 2016
- 4FORM 4 SUBMISSIONOct 26, 2016
- 4FORM 4 SUBMISSIONOct 26, 2016
- 4FORM 4 SUBMISSIONOct 26, 2016
Event-driven situations (1)
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