HBT Financial, Inc.
HBTOther · Accelerated filer · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $77.0M | $71.8M | $65.8M | $56.5M | $56.3M | $36.8M |
| Total assets | $5.07B | $5.03B | $5.07B | $4.29B | $4.31B | $3.67B |
| Total liabilities | $4.46B | $4.49B | $4.58B | $3.91B | $3.90B | $3.30B |
| Equity | $615.5M | $544.6M | $489.5M | $373.6M | $411.9M | $363.9M |
| EPS (diluted) | $2.44 | $2.26 | $2.07 | $1.95 | $2.02 | $1.34 |
| Shares out. | 31.6M | 31.6M | 32.1M | 29.0M | 27.4M | 27.5M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- —
- Return on equity
- 12.5%
- Return on assets
- 1.5%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 87.9%
- Debt / equity
- 7.24×
- Book value / share
- $19.50
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 7.3%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −0.2%clean
- Piotroski F-Score
- 6/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Scheirer Mark WOfficer — EVP & Chief Credit Officer | Apr 30, 2026 | Gift | 4,118 | $0.00 |
| Drake Fred LOfficer — Executive Chairman | Apr 28, 2026 | Sell | 15,742 | $28.93 |
| Horvath Lawrence JOfficer — EVP & Chief Lending Officer | Mar 16, 2026 | Sell | 5,000 | $26.60 |
| Busch Patrick FDirector | Mar 16, 2026 | Sell | 15,000 | $26.48 |
| Burwell Eric EDirector | Mar 10, 2026 | Buy | 4,000 | $26.24 |
| Bowman C. AlvinDirector | Feb 28, 2026 | Grant | 600 | $0.00 |
| Baker Roger ADirector | Feb 28, 2026 | Grant | 600 | $0.00 |
| Burwell Eric EDirector | Feb 28, 2026 | Grant | 600 | $0.00 |
| Koch Linda J.Director | Feb 28, 2026 | Grant | 600 | $0.00 |
| Drake Allen CDirector | Feb 28, 2026 | Grant | 600 | $0.00 |
| Pfeiffer Gerald EDirector | Feb 28, 2026 | Grant | 600 | $0.00 |
| Chapman Peter RobertOfficer — EVP & CFO | Feb 28, 2026 | Grant | 2,592 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 165,869 | 2.0 | +15.3% |
| Apr 30, 2026 | 143,890 | 2.1 | -4.4% |
| Apr 15, 2026 | 150,475 | 2.1 | +2.1% |
| Mar 31, 2026 | 147,382 | 2.2 | -11.6% |
| Mar 13, 2026 | 166,662 | 1.4 | +13.6% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Shareholder voteMay 21, 2026
- Other material eventApr 29, 2026
- Results of operations · Regulation FD disclosureApr 27, 2026
- Director / officer change · Regulation FD disclosureMar 25, 2026
- Entered a material agreement · New financial obligation · Regulation FD disclosureMar 11, 2026
- Completed an acquisition or disposition · Director / officer change · Regulation FD disclosureMar 2, 2026
- Other material eventFeb 2, 2026
- Other material eventJan 28, 2026
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (7)
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