Event-Driven Stocks

PHH CORP

Financials · Miscellaneous Business Credit Institution · MD · SEC filings ↗ · Compare ⊕

Signs2 good2 warningdetails ↓

Financials

SEC XBRL · annual
 FY17FY16FY15FY14FY13FY12
Revenue$114.0M$157.0M$790.0M$111.0M$336.0M$1.13B
Operating income
Net income−$71.0M−$30.0M−$131.0M−$44.0M$64.0M$93.0M
Total assets$1.81B$3.17B$3.64B$4.30B$8.85B$9.60B
Total liabilities$1.26B$2.05B$2.29B$2.73B$7.16B$8.04B
Equity$553.0M$1.09B$1.32B$1.54B$1.67B$1.53B
EPS (diluted)$0.34$-0.73$0.79$0.60
Shares out.53.6M53.5M51.2M57.3M57.0M56.5M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2017
Operating margin
Net margin
−62.3%
Return on equity
−12.8%
Return on assets
−3.9%
Return on capital (ROCE)
Liabilities / assets
69.5%
Debt / equity
2.27×
Book value / share
$10.32
Revenue growth (YoY)
−27.4%
Net income growth (YoY)

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2017
Accruals / assets
20.7%clean
Piotroski F-Score
3/7weak

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
37
/ 100
Profitability 0Growth 0Catalyst 33Earnings quality 100Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →

Signs

2 warning2 good
  • Reported a net loss
  • Revenue declined year-over-year
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)

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